1285 Ingraham St, Naples, FL 34103 Property Records

Collier County property record for 1285 Ingraham St, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	1,044 sqft · built 1978
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Dec 2018)
Tax Bill	$2,261 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`515500 15 194A15`

Property Details

APN / Parcel Number

Primary APN	`515500 15 194A15`
Alternative APNs	`6345484000212080015194` `63454840002`

Interior

Stories	1 Story
Building Area	1,044 sqft Living Area
1st Floor Area	1,044 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2000
Construction Type	Masonry / Concrete Block
Lot Area	7,405 sqft (0.17 acres)
Pool Area	240 sqft
Deck Area	1,030 sqft

Location & Zoning

Street Address	1285 INGRAHAM ST
City	NAPLES
State	FL
Zip	34103-3253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF-6
Legal Description	NAPLES TWIN LAKES 1ST ADD BLK 15 LOT 19
Legal Range	25
Legal Township	49
Legal Section	15
Legal Subdivision	NAPLES TWIN LAKES 1ST ADDITION
Legal Tract	515500
Legal Block	15
Legal Lot Number	19
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1025
Census Tract	10300

Owner

1285 Ingraham St is owned and occupied by two individuals who bought it in December 2018.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1285 INGRAHAM ST, NAPLES, FL 34103-3253
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Feb 26, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Dec 10, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
Jan 29, 2018	Loan Modification, Mortgage · Conventional Mortgage FIRST FL INTEGRITY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2018 · Amount on File
Deed Sale	Dec 10, 2018 · Amount on File
Prior Sale	Jan 4, 2013
Deed Document Number	20185646011
Deed Book / Page	5578 / 3688
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1285 INGRAHAM ST, NAPLES, FL 34103-3253
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1285 INGRAHAM ST, NAPLES, FL 34103-3253

Mortgage

Document Number	0065090204
Date	Sep 18, 2025
Book Page	6509/204
Instrument	6731546

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 17, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1285 INGRAHAM ST, NAPLES, FL 34103-3253
Document Number	0057351756
Instrument Date	Feb 26, 2020
Transaction Type	Mortgage
Record Updated	Apr 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1285 INGRAHAM ST NAPLES FL 341033253, NAPLES, FL 34103-3253

Mortgage

Document Number	0057351756
Date	Mar 5, 2020
Book Page	005735/001756
Instrument	5838199

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 10, 2018
Property Address	1285 INGRAHAM ST, NAPLES, FL 34103-3253
Document Number	0055783688
Book / Page	005578 / 003688
Instrument Date	Dec 7, 2018
Instrument	5646011
Transaction Type	Transfer
Record Updated	Dec 21, 2018
Title Company	PARADISE COAST TITLE AND ESCROW, PARADISE COAST TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1285 INGRAHAM ST NAPLES FL 341033253, NAPLES, FL 34103-3253

Mortgage

Document Number	55783690
Date	Dec 10, 2018
Book Page	005578/003690
Instrument	5646012

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2048

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Property Address	1285 INGRAHAM ST, NAPLES, FL 34103-3253
Document Number	0054802060
Instrument Date	Jan 29, 2018
Transaction Type	Mortgage
Record Updated	Mar 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	4911 TALLOWOOD WAY NAPLES FL 341165003, NAPLES, FL 34116-5003

Mortgage

Document Number	0054802060
Date	Feb 23, 2018
Book Page	005480/002060
Instrument	5515259

Lender

Name	FIRST FL INTEGRITY BK
Type	Bank
Address	NAPLES, FL 34101-9925

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 22, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 1285 Ingraham St was $2,261 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,330 (+2.7%)	$400,855 (-14.97%) Land $307,463 Building $93,392
2025	$2,261.00 Homeowner's exemption	$249,591	$471,448 Land $342,000 Building $129,448
2023	$2,176.00 (-1.58%) Homeowner's exemption	$235,492 (+3%)	$442,473 (+11.72%) Land $315,000 Building $127,473
2022	$2,211.00 Homeowner's exemption	$228,633	$396,066 Land $259,875 Building $136,191

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1285 Ingraham St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 269 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	438 units insured incl. 169 condo units
Nearby Flood Claims	66 (2013–2022)
Claims Outside the SFHA	22 of 66
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 62 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1285 Ingraham St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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