Escambia County property record for 1285 Fernando Cir, Cantonment, FL 32533
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,803 sqft · built 2006 |
| Lot Size | 0.314 acres (13,721 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $410,000 (Aug 2024) |
| Tax Bill | $4,863 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-1N-31-1000-460-001 |
| Primary APN | 27-1N-31-1000-460-001 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,803 sqft Adjusted Area |
| 1st Floor Area | 2,491 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 13,721 sqft (0.314 acres) |
| Garage Type | Finished |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 128 sqft |
| Patio Area | 216 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 114317092 |
|---|---|
| Old Parcel Number | 114317092 |
| Street Address | 1285 FERNANDO CIR |
| City | CANTONMENT |
| State | FL |
| Zip | 32533-5738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | LOT 46 BLK A KING RIDGE ESTATES PB 16 P 76 OR 9195 P 1656 |
| Legal Range | 31W |
| Legal Township | 01N |
| Legal Section | 27 |
| Legal Subdivision | KING RIDGE ESTATES |
| Legal Block | A |
| Legal Lot Number | 46 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | CANTONMENT |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 3611 |
Source: Escambia County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1285 FERNANDO CIR, CANTONMENT, FL 32533-5738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC |
| Jun 14, 2019 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2024 · Amount on Record |
| Deed Sale | Aug 28, 2024 · Amount on Record |
| Prior Sale | Jun 14, 2019 · Amount on Record |
| Deed Document Number | 2024065950 |
| Deed Book / Page | 9195 / 1656 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 1285 FERNANDO CIR, CANTONMENT, FL 32533-5738 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1285 FERNANDO CIR, CANTONMENT, FL 32533-5738 |
| Document Number | 0084810208 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 8481/208 |
| Instrument | 2021025679 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Jun 14, 2019 |
| Property Address | 1285 FERNANDO CIR, CANTONMENT, FL 32533-5738 |
| Document Number | 0081130317 |
| Book / Page | 8113 / 0317 |
| Map Reference | MB 16 PG 76 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 2019052404 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | FIRST INTERNATIONAL TTL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,844.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 429, WILMER, AL 36587-0429 |
| Name | Verified Name |
|---|---|
| Address | 1285 FERNANDO CIR, CANTONMENT, FL 32533-5738 |
| Document Number | 0008113319 |
|---|---|
| Date | Jun 14, 2019 |
| Instrument | 8113/319 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: Escambia County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $359,263 (+45.79%) | $359,263 (+2.53%) Land $35,000 Building $324,263 | |
| 2024 | $4,863.00 (+68.56%) | ||
| 2023 | $2,885.00 (+2.45%) Homeowner's exemption | $246,426 (+3%) | $350,415 (+10.73%) Land $35,000 Building $315,415 |
| 2022 | $2,816.00 Homeowner's exemption | $239,249 | $316,448 Land $35,000 Building $281,448 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 19 (1989–2020) |
| Claims Outside the SFHA | 19 of 19 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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