1285 Deerwood Dr, Eagan (Saint Paul), MN 55123 Property Records

Dakota County property record for 1285 Deerwood Dr, Eagan, MN 55123

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,660 sqft · built 2023
Lot Size	1.03 acres (44,993 sqft)
Owner	Individual Name on File
Last Sale	$413,407 (May 2022)
Tax Bill	$10,736 (2025)
Deeds & Mortgages	Dec 2022 Construction Loan Jan 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-14175-06-140`

Property Details

APN / Parcel Number

Primary APN	`10-14175-06-140`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,660 sqft Living Area
Gross Area	5,340 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Wood
Lot Area	44,993 sqft (1.03 acres)
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1285 DEERWOOD DR
City	SAINT PAUL
State	MN
Zip	55123-1425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BIRCH PARK 14 6
Legal Subdivision	BIRCH PARK
Legal Block	6
Legal Lot Number	140
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	1
Census Block	1004
Census Tract	60729

Owner

1285 Deerwood Dr is owned and occupied by an individual who bought it in May 2022.

Source: Dakota County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1285 DEERWOOD DR, SAINT PAUL, MN 55123-1425
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Deed of Trust, Mortgage · Construction Mortgage BREMER BANK NA
Jan 23, 2024	Quit Claim Deed, Transfer Quitclaim
Jun 2, 2022	Warranty Deed, Transfer · FHA Mortgage MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2022 · Amount on File
Deed Sale	May 25, 2022 · Amount on File
Deed Document Number	20221416523
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	1285 DEERWOOD DR, EAGAN, MN 55123-1425
Transaction Type	Mortgage
Record Updated	Apr 23, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3711 S HILLS LN, EAGAN, MN 55123-2256

Mortgage

Document Number	0003570966
Date	Dec 22, 2022
Instrument	3570966

Lender

Name	BREMER BANK NA
Type	Bank
Address	SAINT PAUL, MN 55102

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Apr 1, 2034
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.2%
Index	1-Year T-Bill
Max Rate	10.2%

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAKOTA MN
Recording Date	Jan 23, 2024
Property Address	1285 DEERWOOD DR, EAGAN, MN 55123-1425
Document Number	0003616682
Instrument Date	Jan 19, 2024
Instrument	3616682
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1285 DEERWOOD DR, EAGAN, MN 55123-1425

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Jun 2, 2022
Property Address	1285 DEERWOOD DR, EAGAN, MN 55123-1425
Document Number	0003542776
Instrument Date	May 25, 2022
Instrument	3542776
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	EXECUTIVE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,364.24
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3711 S HILLS LN, EAGAN, MN 55123-2256

Mortgage

Document Number	0003542777
Date	Jun 2, 2022
Instrument	3542777

Lender

Name	MERCHANTS BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	5.23%
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	7.23%
Index	1-Year CMT
Max Rate	11.2%

Tax Assessment & Valuation

The 2025 property tax bill for 1285 Deerwood Dr was $10,736 with a homeowner's exemption.

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,736.00	$856,700 Land $163,900 Building $692,800	$856,700 Land $163,900 Building $692,800
2023	$1,390.00
2022		$114,600 Land $114,600	$114,600 Land $114,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1285 Deerwood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1285 Deerwood Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eagan serves 68,223 people · EPA ID MN1190007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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