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1285 Deepwater Cir, Eagle Lake, FL 33839 Property Records

Polk County property record for 1285 Deepwater Cir, Eagle Lake, FL 33839

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,955 sqft · built 2024
Lot Size0.126 acres (5,497 sqft)
Owner2 Individual Names on File
Last Sale$295,000 (Nov 2024)
Tax Bill$4,870 (2025)
Deeds & MortgagesMar 2025 Transfer
Nov 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-29-18-689954-002170

Property Details

APN / Parcel Number

Primary APN26-29-18-689954-002170
Alternative APN
  • 182926689954002170

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,955 sqft Living Area
Gross Area2,355 sqft
1st Floor Area1,955 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area5,497 sqft (0.126 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area400 sqft
PorchUnfinished Open Porch
Porch Area25 sqft

Location & Zoning

Street Address1285 DEEPWATER CIR
CityEAGLE LAKE
StateFL
Zip33839-5120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRANCHES AT LAKE MCLEOD II PB 198 PG 41-44 LOT 217
Legal SubdivisionRANCHES AT LAKE MECLEOD II
Legal Block2
Legal Lot Number217
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1002
Census Tract14501

Owner

1285 Deepwater Cir is owned and occupied by two individuals who acquired it in February 2025.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address1285 DEEPWATER CIR, EAGLE LAKE, FL 33839-5120
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 7, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Nov 5, 2024Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2024 · Amount on File
Deed SaleNov 5, 2024 · Amount on File
Deed Document Number2024250894
Deed Book / Page13321 / 917
Last Transfer DateFeb 25, 2025
Transfer Doc0000051577
Record UpdatedOct 29, 2026

March 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateMar 7, 2025
Property Address1285 DEEPWATER CIR, EAGLE LAKE, FL 33839-5120
Document Number0000051577
Book / Page13457 / 2194
Map ReferenceMB 198 PG 41
Instrument DateFeb 25, 2025
Instrument2025051577
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1285 DEEPWATER CIR, EAGLE LAKE, FL 33839-5120

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1285 DEEPWATER CIR, EAGLE LAKE, FL 33839-5120

November 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateNov 5, 2024
Property Address1285 DEEPWATER CIR, EAGLE LAKE, FL 33839-5120
Document Number0000250894
Book / Page13321 / 917
Map ReferenceMB 198 PG 41
Instrument DateOct 30, 2024
Instrument2024250894
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 13, 2026
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,065.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6675 WESTWOOD BLVD # 5, 5, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

NameVerified Name
Address1285 DEEPWATER CIR, EAGLE LAKE, FL 33839-5120

Mortgage

Document Number0013321921
DateNov 5, 2024
Instrument13321/921
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 1285 Deepwater Cir was $4,870.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityEagle Lake City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$238,167 (-3.37%) Land $52,000 Building $186,167$238,167 (-3.37%) Land $52,000 Building $186,167
2025$4,870.00$246,485 Land $52,000 Building $194,485$246,485 Land $52,000 Building $194,485

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1285 Deepwater Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2004–2022)
Most Recent ClaimSep 2022 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1285 Deepwater Cir is high, ranking above 80% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 69% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

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