1285 Cobblestone Dr, Lincoln, CA 95648 Property Records

Placer County property record for 1285 Cobblestone Dr, Lincoln, CA 95648

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,164 sqft · built 1995
Lot Size0.121 acres (5,287 sqft)
Owner2 Individual Names on Record
Last Sale$335,000 (May 2017)
Tax Bill$4,493 (2025)
Deeds & MortgagesNov 2019 Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN021-670-009-000

Property Details

APN / Parcel Number

Primary APN021-670-009-000
Alternative APN
  • 021-670-009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,164 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleBungalow
Construction TypeFrame
Lot Area5,287 sqft (0.121 acres)
Garage Area395 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number021-670-009
Street Address1285 COBBLESTONE DR
CityLINCOLN
StateCA
Zip95648-2424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 LAKESIDE DRIVE ESTATES UNIT 1 MOR S-79
Legal SubdivisionLAKESIDE DRIVE ESTATES
Legal Lot Number9
JurisdictionPLACER CA
Township / Civil DivisionLINCOLN
Census Block Group2
Census Block2019
Census Tract23400

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1285 COBBLESTONE DR, LINCOLN, CA 95648-2424
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 12, 2017Grant Deed, Transfer · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 2017 · Amount on Record
Deed SaleMay 12, 2017 · Amount on Record
Prior SaleJun 29, 2005 · Amount on Record
Deed Document Number201735076
Last Transfer DateNov 8, 2019
Transfer Doc0000092162
Record UpdatedOct 29, 2026

November 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPLACER CA
Recording DateNov 15, 2019
Property Address1285 COBBLESTONE DR, LINCOLN, CA 95648-2424
Document Number0000092162
Map ReferenceMB S PG 79
Instrument DateNov 8, 2019
Instrument2019-0092162
Transaction TypeTransfer
Record UpdatedSep 7, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1285 COBBLESTONE DR, LINCOLN, CA 95648-2424

Mortgage

Document Number0000092163
DateNov 15, 2019
Instrument2019-0092163
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPLACER CA
Recording DateMay 12, 2017
Property Address1285 COBBLESTONE DR, LINCOLN, CA 95648-2424
Document Number0000035076
Map ReferenceMAP S PG79
Instrument DateMay 6, 2017
Instrument2017-0035076
Transaction TypeTransfer
Record UpdatedSep 7, 2021
Title CompanyNORTH AMERICAN TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1285 COBBLESTONE DR, LINCOLN, CA 95648-2424

Mortgage

Document Number0000035077
DateMay 12, 2017
Instrument2017-0035077
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyPlacer County
MunicipalityLincoln City
Unified School DistrictWestern Placer Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$396,566 (+2%) Land $100,619 Building $295,947
2025$4,493.00 (+2.16%) Homeowner's exemption$388,792 (+4.04%) Land $98,647 Building $290,145
2023$4,398.00 (+1.38%) Homeowner's exemption$373,696 Land $94,817 Building $278,879
2022$4,338.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 73% of California
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LINCOLN
serves 56,268 people · EPA ID CA3110004
Water SourcePurchased surface water from PLACER CWA - FOOTHILL
Last State InspectionJan 2025
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Zeta Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Corridor Wireless
Fixed Wireless
100 / 100
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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