1285 Clark Rd, Gainesville, TX 76240 Property Records

Cooke County property record for 1285 Clark Rd, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,444 sqft · built 1982
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on Record
Last Sale	$365,654 (May 2026)
Tax Bill	$3,937 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0432-004-00000`

Property Details

APN / Parcel Number

Primary APN	`0432-004-00000`
Alternative APN	`24209`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,444 sqft Living Area
Gross Area	2,718 sqft
1st Floor Area	1,444 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Siding
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	48,352 sqft (1.11 acres)
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	12 sqft
Deck Area	96 sqft
Storage Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0432-004-00000
Street Address	1285 CLARK RD
City	GAINESVILLE
State	TX
Zip	76240-8533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GIBBS LC 0432 ACRES 1.11
Legal Subdivision	GIBBS LC
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE SOUTHEAST
Census Block Group	2
Census Block	2019
Census Tract	702

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1285 CLARK RD, GAINESVILLE, TX 76240-8533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Jul 26, 2021	Vendor's Lien, Transfer · FHA Mortgage TEXAS BANK FINANCIAL
Jun 12, 2020	Vendor's Lien, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD
Mar 3, 2015	Vendor's Lien, Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Prior Sale	Feb 10, 2025 · Amount on Record
Deed Document Number	20264018
Deed Book / Page	2786 / 458
Prior Transfer Date	Jul 22, 2021
Prior Transfer Doc	2436/500
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COOKE TX
Recording Date	May 29, 2026
Property Address	1285 CLARK RD, GAINESVILLE, TX 76240-8533
Document Number	0000004018
Book / Page	2786 / 458
Instrument Date	May 27, 2026
Instrument	20264018
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	INDEPENDENCE TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1285 CLARK RD, GAINESVILLE, TX 76240-8533

Mortgage

Document Number	0000004020,
Date	May 29, 2026
Instrument	20264020

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

Mortgage

Document Number	0000004019,
Date	May 29, 2026
Book Page	2786/463
Instrument	20264019

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Jul 26, 2021
Property Address	1285 CLARK RD, GAINESVILLE, TX 76240-8533
Document Number	2436/500
Book / Page	2436 / 500
Instrument Date	Jul 22, 2021
Instrument	6364
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11460 FM 751, 11460, WILLS POINT, TX 75169

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1285 CLARK RD, GAINESVILLE, TX 76240-8533

Mortgage

Document Number	6365
Date	Jul 26, 2021
Instrument	6365

Lender

Name	TEXAS BANK FINANCIAL
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Jun 12, 2020
Property Address	1285 CLARK RD, GAINESVILLE, TX 76240-8533
Document Number	2336/762
Book / Page	2336 / 762
Instrument Date	Jun 11, 2020
Instrument	4234
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1105 N TAYLOR ST, 1105, GAINESVILLE, TX 76240-2728

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1285 CLARK RD, GAINESVILLE, TX 76240-8533

Mortgage

Document Number	4235
Date	Jun 12, 2020
Instrument	4235

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

March 2015: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Mar 3, 2015
Property Address	1285 CLARK RD, GAINESVILLE, TX 76240-8533
Document Number	1997/464
Book / Page	1997 / 464
Instrument Date	Feb 27, 2015
Instrument	2015-55725
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 459, GAINESVILLE, TX 76241-0459

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1412 NILA DR, GAINESVILLE, TX 76240-5880
Investor	Possibly a Property Investor

Mortgage

Document Number	201555726
Date	Mar 3, 2015
Instrument	2015-55726

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2045

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Valley View Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,937.00 (+7.95%)	$269,814 (+7.93%) Land $104,358 Building $165,456	$269,814 (+7.93%) Land $104,358 Building $165,456
2025	$3,647.00 (-0.79%)	$250,000 (-7.41%) Land $104,358 Building $145,642	$250,000 (-7.41%) Land $104,358 Building $145,642
2024	$3,676.00 (-8.03%)
2023		$269,996 Land $66,273 Building $203,723	$269,996 Land $66,273 Building $203,723
2022	$3,997.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 55% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN SPRINGS WSC serves 3,756 people · EPA ID TX0490027
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
ElektraFi Fixed Wireless	100 / 20

May also be available: Nextlink, Rise Broadband, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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