Hamilton County property record for 1285 Cavanaugh Ln, Harrison, OH 45030
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,543 sqft · built 2023 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $329,245 (May 2023) |
| Tax Bill | $5,653 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit May 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 561-0026-0361-00 |
| Primary APN | 561-0026-0361-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,543 sqft Living Area |
| 1st Floor Area | 1,543 sqft |
| Basement Area | 1,563 sqft |
| Year Built | Built 2023 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,750 sqft (0.132 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1285 CAVANAUGH LN |
|---|---|
| City | HARRISON |
| State | OH |
| Zip | 45030-2241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CAVANAUGH LN0.132 AC LOT 284WESTHAVEN SUBDIVISIONSECTION 4 |
| Legal Lot Number | 284 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CROSBY |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 26002 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1285 CAVANAUGH LN, HARRISON, OH 45030-2241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2025 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| May 16, 2023 | Limited Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Jan 11, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2023 · Amount on Record |
| Deed Sale | May 16, 2023 · Amount on Record |
| Prior Sale | Jan 11, 2023 · Amount on Record |
| Deed Document Number | 0000032692 |
| Deed Book / Page | 14917 / 1534 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1285 CAVANAUGH LN, HARRISON, OH 45030-2241 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1285 CAVANAUGH LN, HARRISON, OH 45030-2241 |
| Document Number | 0000080693 |
|---|---|
| Date | Oct 16, 2025 |
| Book Page | 15523/1731 |
| Instrument | 2025-0080693 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 18, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 16, 2023 |
| Property Address | 1285 CAVANAUGH LN, HARRISON, OH 45030-2241 |
| Document Number | 0000032692 |
| Book / Page | 14917 / 1534 |
| Map Reference | MB 487 PG 37-39 |
| Instrument Date | May 10, 2023 |
| Instrument | 2023-0032692 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $329.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1285 CAVANAUGH LN, HARRISON, OH 45030-2241 |
| Document Number | 0000032693 |
|---|---|
| Date | May 16, 2023 |
| Book Page | 14917/1536 |
| Instrument | 2023-0032693 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15276 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 11, 2023 |
| Property Address | 1285 CAVANAUGH LN, HARRISON, OH 45030-2241 |
| Document Number | 0000002219 |
| Book / Page | 14830 / 325 |
| Map Reference | MB 487 PG 37-39 |
| Instrument Date | Jan 6, 2023 |
| Instrument | 2023-0002219 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $58.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8622 JACQUEMIN DR, WEST CHESTER, OH 45069-4852 |
| Investor | Possibly a Property Investor |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Crosby Township |
| Municipality | Harrison City |
| Unified School District | Southwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,653.00 (-2.2%) | $115,238 (-) Land $19,250 Building $95,988 | |
| 2024 | $5,780.00 (+503.97%) | $115,238 (+498.64%) Land $19,250 Building $95,988 | |
| 2023 | $957.00 (-12.36%) | $19,250 (-) Land $19,250 | $329,250 (+498.64%) Land $55,000 Building $274,250 |
| 2022 | $1,092.00 | $19,250 Land $19,250 | |
| 2020 | $55,000 Land $55,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 8 (1992–2012) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | May 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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