Santa Clara County property record for 1285 Carmel Ter, Los Altos, CA 94024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,289 sqft · built 1968 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $16,075 (2025) |
| Deeds & Mortgages | Dec 2019 Line of Credit Sep 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 193-43-004 |
| Primary APN | 193-43-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,289 sqft Living Area |
| 1st Floor Area | 962 sqft |
| 2nd Floor Area | 1,080 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 10,000 sqft (0.229 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Area | 690 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1285 CARMEL TER |
|---|---|
| City | LOS ALTOS |
| State | CA |
| Zip | 94024-5509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TR 4333 LOT 3 |
| Legal Subdivision | PORTLAND PINES |
| Legal Tract | 4333 |
| Legal Lot Number | 3 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 6 |
| Census Block | 6006 |
| Census Tract | 510001 |
Source: Santa Clara County records · APN 193-43-004
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 1285 CARMEL TER, LOS ALTOS, CA 94024-5509 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Dec 12, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Sep 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Prior Sale | Jun 19, 2009 |
| Last Transfer Date | Jun 30, 2014 |
| Transfer Doc | 0022634384 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1285 CARMEL TER, LOS ALTOS, CA 94024-5509 |
| Document Number | 0024363819 |
| Instrument Date | Dec 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 06, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1285 CARMEL TER LOS ALTOS CA 940245509, LOS ALTOS, CA 94024-5509 |
| Document Number | 0024363819 |
|---|---|
| Date | Dec 23, 2019 |
| Instrument | 24363819 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1285 CARMEL TER, LOS ALTOS, CA 94024-5509 |
| Document Number | 0024318228 |
| Instrument Date | Sep 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1285 CARMEL TER LOS ALTOS CA 940245509, LOS ALTOS, CA 94024-5509 |
| Document Number | 0024318228 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 24318228 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2049 |
Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Los Altos City |
| Elementary School District | Los Altos Elementary School District (KG - 08) |
| Secondary School District | Mountain View-Los Altos Union School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $16,075.00 (+3.6%) Homeowner's exemption | $1,322,812 (+4.04%) Land $1,045,139 Building $277,673 |
| 2023 | $15,517.00 (-3.63%) Homeowner's exemption | $1,271,448 Land $1,004,556 Building $266,892 |
| 2022 | $16,102.00 |
Source: FEMA National Flood Hazard Layer as of January 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
May also be available: California Internet, Cruzio Internet, T-Mobile USA.
Based on FCC filings for 503 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CWSC LOS ALTOS SUBURBAN private · serves 63,559 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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