1285 Bray Rd, Arcade, NY 14009 Property Records

Wyoming County and Arcade Town property record for 1285 Bray Rd, Arcade, NY 14009

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,647 sqft · built 1850
Lot Size	4.73 acres (206,039 sqft)
Owner	2 Individual Names on File
Last Sale	$193,500 (Jul 2021)
Tax Bill	$4,975 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jan 2018 Sale & Mortgage
APN	`562089 193.-2-18.2`

Property Details

APN / Parcel Number

Primary APN	`562089 193.-2-18.2`
Alternative APN	`208919300000020180020000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,647 sqft Living Area
1st Floor Area	1,377 sqft
Upper Floors Area	270 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	206,039 sqft (4.73 acres)
Garage Type	Detached
Garage Area	880 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	168 sqft
Milk House	Milk House

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1285 BRAY RD
City	ARCADE
State	NY
Zip	14009-9608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 TOWN 7 RANGE 4 LIFE ESTATE DUANE & SUE FREEMAN GIFT FROM PARENTS
Legal Block	2
Legal Lot Number	18.002
Jurisdiction	WYOMING NY
Township / Civil Division	ARCADE
Census Block Group	1
Census Block	1016
Census Tract	971000

Owner

1285 Bray Rd is owned and occupied by two individuals who bought it in July 2021.

Source: Wyoming County and Arcade Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1285 BRAY RD, ARCADE, NY 14009-9608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BUFFALO SERVICES CREDIT UNION
Jan 4, 2018	Warranty Deed, Transfer · Conventional with PMI MB FIN'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2021 · Amount on File
Deed Sale	Jul 2, 2021 · Amount on File
Prior Sale	Jan 4, 2018 · Amount on File
Deed Document Number	20212553
Deed Book / Page	804 / 771
Prior Transfer Date	Nov 20, 2000
Prior Transfer Doc	0670000385
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WYOMING NY
Recording Date	Jul 2, 2021
Property Address	1285 BRAY RD, ARCADE, NY 14009-9608
Document Number	0008040771
Book / Page	804 / 771
Instrument Date	Jun 29, 2021
Instrument	2553
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	471 WINSPEAR AVE, BUFFALO, NY 14215-1207

Mortgage

Document Number	0000002554
Date	Jul 2, 2021
Instrument	2554

Lender

Name	BUFFALO SERVICES CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WYOMING NY
Recording Date	Jan 4, 2018
Property Address	1285 BRAY RD, ARCADE, NY 14009-9608
Document Number	0000000056
Book / Page	000782 / 000494
Instrument Date	Dec 22, 2017
Instrument	56
Transaction Type	Transfer
Record Updated	May 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1379 BRAY RD ARCADE NY 140099609, ARCADE, NY 14009-9609

Mortgage

Document Number	57
Date	Jan 4, 2018
Book Page	000934/000178
Instrument	57

Lender

Name	MB FIN'L BK
Type	Bank
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1285 Bray Rd was $4,975, up % from the year before.

Source: Wyoming County and Arcade Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Wyoming County
County Subdivision	Arcade Town
Unified School District	Yorkshire-Pioneer Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,975.00 (+0.02%)
2025	$4,974.00	$191,000 Land $26,200 Building $164,800	$222,100 Land $30,466 Building $191,634
2023		$191,000 (-) Land $26,200 Building $164,800	$212,222 (+6.67%) Land $29,111 Building $183,111
2022	$2,253.00	$191,000 Land $26,200 Building $164,800	$198,958 Land $27,292 Building $171,666

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1285 Bray Rd; there have been 11 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (1984–1998)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Jun 1998 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 1998 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1285 Bray Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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