Black Hawk County property record for 1285 Black Hawk Rd, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,120 sqft · built 1976 |
| Lot Size | 0.403 acres (17,550 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,704 (2025) |
| Flood Zone | Zone X (reduced by levee) |
| APN | 8913-28-278-006 |
| Primary APN | 8913-28-278-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,120 sqft |
| Finished Basement | 500 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,550 sqft (0.403 acres) |
| Lot Dimensions | 195 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 528 sqft |
|---|---|
| Patio Area | 528 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1285 BLACK HAWK RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-3464 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AUD PLAT OF PART OF MEADOWDALE S 89.51 FT LOT 45 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 28 |
| Legal Subdivision | AUD PLAT OF PART OF MEADOWDALE |
| Legal Lot Number | 45 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 1502 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1285 BLACK HAWK RD, WATERLOO, IA 50701-3464 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,704.00 (-2.63%) Homeowner's exemption | $207,010 (+11.57%) Land $32,180 Building $174,830 | $207,010 (+11.57%) Land $32,180 Building $174,830 |
| 2024 | $3,804.00 (+23.43%) | ||
| 2023 | $185,540 (+24.38%) Land $32,180 Building $153,360 | $185,540 (+24.38%) Land $32,180 Building $153,360 | |
| 2022 | $3,082.00 Homeowner's exemption | $149,170 Land $32,180 Building $116,990 | |
| 2021 | $149,170 Land $32,180 Building $116,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 19 (1978–2013) |
| Claims Outside the SFHA | 5 of 19 |
| Most Recent Claim | May 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink, Verizon.
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