1285 Belmont Ct, Tracy, CA 95377 Property Records

San Joaquin County property record for 1285 Belmont Ct, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,748 sqft · built 2003
Lot Size	0.253 acres (11,037 sqft)
Owner	2 Individual Names on File
Last Sale	$243,000 (May 2021)
Tax Bill	$8,461 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage Jun 2017 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`240-320-330-000`

Property Details

APN / Parcel Number

Primary APN	`240-320-330-000`
Alternative APN	`240-320-33`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,748 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	11,037 sqft (0.253 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	240-320-33
Street Address	1285 BELMONT CT
City	TRACY
State	CA
Zip	95377-6676
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	01-FM PT 240-060-18 PER REDBRIDBE UNIT NO.3
Legal Subdivision	REDBRIDGE
Legal Block	2
Legal Lot Number	183
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2031
Census Tract	5213

Owner

1285 Belmont Ct is owned and occupied by two individuals who bought it in May 2021.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1285 BELMONT CT, TRACY, CA 95377-6676
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Grant Deed, Transfer · Conventional Mortgage ONE AMERICAN BANK
Jun 7, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Mar 8, 2019	Deed of Trust, Mortgage · ARM US BANK NA
Sep 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK
Nov 23, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 24, 2019	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE COMPANY
Sep 24, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2021 · Amount on File
Deed Sale	May 25, 2021 · Amount on File
Prior Sale	Sep 24, 2019 · Amount on File
Deed Document Number	202190545
Prior Transfer Date	May 13, 2021
Prior Transfer Doc	0000090545
Record Updated	Oct 29, 2026

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 25, 2021
Property Address	1285 BELMONT CT, TRACY, CA 95377-6676
Document Number	0000090545
Map Reference	MB 35 PG 39
Instrument Date	May 13, 2021
Instrument	2021-090545
Transaction Type	Transfer
Record Updated	Jun 7, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Partially Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1285 BELMONT CT, TRACY, CA 95377-6676

Mortgage

Document Number	0000090546
Date	May 25, 2021
Instrument	2021-090546

Lender

Name	ONE AMERICAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1285 BELMONT CT, TRACY, CA 95377-6676
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064598
Date	Jun 7, 2017
Instrument	2017-064598

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 29, 2047

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1285 BELMONT CT, TRACY, CA 95377-6676
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1285 BELMONT CT, TRACY, CA 95377-6676

Mortgage

Document Number	0000023425
Date	Mar 8, 2019
Instrument	2019-023425

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Mar 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	1-Year CMT
Max Rate	8.87%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1285 BELMONT CT, TRACY, CA 95377-6676
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1285 BELMONT CT, TRACY, CA 95377-6676

Mortgage

Document Number	0000122273
Date	Sep 18, 2020
Instrument	2020-122273

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 23, 2020
Property Address	1285 BELMONT CT, TRACY, CA 95377-6676
Document Number	0000163037
Instrument Date	Oct 8, 2020
Instrument	163037
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1285 BELMONT CT TRACY CA 953776676, TRACY, CA 95377-6676

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 24, 2019
Property Address	1285 BELMONT CT, TRACY, CA 95377-6676
Document Number	0000107125
Map Reference	MB 35 PG 39
Instrument Date	Sep 23, 2019
Instrument	2019-107125
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1285 BELMONT CT, TRACY, CA 95377-6676

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 24, 2019
Property Address	1285 BELMONT CT, TRACY, CA 95377-6676
Document Number	0000107124
Map Reference	MB 35 PG 39
Instrument Date	Sep 19, 2019
Instrument	2019-107124
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1285 BELMONT CT, TRACY, CA 95377-6676

Mortgage

Document Number	0000107126
Date	Sep 24, 2019
Instrument	2019-107126

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1285 Belmont Ct was $8,461, down 7.4% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,461.00 (-7.41%)
2025	$9,138.00	$688,991 Land $131,235 Building $557,756
2023	$8,340.00 (-1.22%)	$662,239 Land $126,140 Building $536,099	$795,060
2022	$8,443.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1285 Belmont Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1285 Belmont Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Matrix Broadband.

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