1285 Bell Rd, Chagrin Falls, OH 44022 Property Records

Geauga County property record for 1285 Bell Rd, Chagrin Falls, OH 44022

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,560 sqft · built 1963
Lot Size	1.28 acres (55,757 sqft)
Owner	Individual Name on File
Last Sale	$137,000 (Apr 1996)
Tax Bill	$5,372 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-046330`

Property Details

APN / Parcel Number

Primary APN	`29-046330`
Alternative APN	`002123-3`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,560 sqft Living Area
1st Floor Area	949 sqft
Upper Floors Area	611 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2018
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	55,757 sqft (1.28 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	45 sqft
Patio Area	330 sqft
Balcony Area	44 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	002123-3
Street Address	1285 BELL RD
City	CHAGRIN FALLS
State	OH
Zip	44022-4252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	S/L 11 BEL MEADOWS SUB
Legal Subdivision	BEL MEADOW
Jurisdiction	GEAUGA OH
Township / Civil Division	SOUTH RUSSELL
Census Block Group	1
Census Block	1003
Census Tract	311600

Owner

1285 Bell Rd is owned and occupied by an individual who acquired it in January 2015.

Source: Geauga County records, as of March 30, 2026

Owner of Record	Individual Name on File
Mailing Address	1285 BELL RD, CHAGRIN FALLS, OH 44022-4252
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 1996 · Amount on File
Deed Sale	Apr 26, 1996 · Amount on File
Prior Sale	Dec 20, 1995 · Amount on File
Last Transfer Date	Jan 30, 2015
Transfer Doc	0019880149
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	1285 BELL RD, CHAGRIN FALLS, OH 44022-4252
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020972345
Date	Jul 13, 2020
Book Page	2097/2345
Instrument	202000966430

Lender

Name	PNC BANK NA
Type	Bank
Address	SOLON, OH 44139

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1285 Bell Rd was $5,372 with a homeowner's exemption, down 0.2% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
Municipality	South Russell Village
Unified School District	Chagrin Falls Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,372.00 (-0.22%)	$97,480 (-) Land $23,940 Building $73,540
2024	$5,384.00 (-7.09%) Homeowner's exemption	$97,480 (-) Land $23,940 Building $73,540
2023	$5,795.00 Homeowner's exemption	$97,480 (+36.26%) Land $23,940 Building $73,540	$278,500 Land $68,400 Building $210,100
2022		$71,540 Land $19,950 Building $51,590
2021	$4,891.00
2020			$204,400 Land $57,000 Building $147,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1285 Bell Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1285 Bell Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITETAIL RUN HOMEOWNERS private · serves 250 people · EPA ID OH2803512
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20