1285 Bear Mountain Dr, Apt D, Boulder, CO 80305 Property Records

Boulder County property record for 1285 Bear Mountain Dr, Apt D, Boulder, CO 80305

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,558 sqft · built 1973
Lot Size	0.026 acres (1,110 sqft)
Owner	Individual Name on Record
Last Sale	$850,000 (Oct 2023)
Tax Bill	$5,061 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`1577-07-4-02-009`

Property Details

APN / Parcel Number

Primary APN	`1577-07-4-02-009`
Alternative APNs	`R0061599` `0061599`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Building Area	1,558 sqft Living Area
1st Floor Area	545 sqft
Upper Floors Area	545 sqft
Basement Area	468 sqft
Finished Basement	468 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2010
Architectural Style	Townhouse
Exterior Material	Wood Shake/Shingle
Construction Type	Frame
Roof Material	Asphalt
Lot Area	1,110 sqft (0.026 acres)
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Patio Area	81 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0061599
Street Address	1285 BEAR MOUNTAIN DR, D
City	BOULDER
State	CO
Zip	80305-6275
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 17 & 17A 2ND BEAR CREEK TOWNHOUSE
Legal Range	70
Legal Township	1S
Legal Section	07
Legal Subdivision	BEAR CREEK TOWNHOUSES 2ND
Legal Block	2
Legal Unit	17&17A
Jurisdiction	BOULDER CO
Township / Civil Division	BOULDER
Census Block Group	2
Census Block	2000
Census Tract	12510

Owner

Source: Boulder County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1285 BEAR MOUNTAIN DR, BOULDER, CO 80305-6238
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CREDIT UNION
Oct 30, 2023	Special Warranty Deed, Transfer · Conventional Mortgage ELEVATIONS CU
Nov 4, 2020	Special Warranty Deed, Transfer · Line of Credit FLATIRONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2023 · Amount on Record
Deed Sale	Oct 30, 2023 · Amount on Record
Prior Sale	Nov 4, 2020 · Amount on Record
Deed Document Number	20234026619
Prior Transfer Date	Jan 31, 2022
Prior Transfer Doc	0003943460
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Recording Date	Oct 1, 2026
Document Number	0004149362
Instrument Date	Sep 24, 2026
Instrument	20264149362
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004149362,
Date	Oct 1, 2026
Instrument	20264149362

Lender

Name	ELEVATIONS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Oct 30, 2023
Property Address	1285 BEAR MOUNTAIN DR APT D, D, BOULDER, CO 80305-6275
Document Number	0004026619
Instrument Date	Oct 27, 2023
Instrument	4026619
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1285 BEAR MOUNTAIN DR, BOULDER, CO 80305-6238

Mortgage

Document Number	0004026620
Date	Oct 30, 2023
Instrument	4026620

Lender

Name	ELEVATIONS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	12.7%
Max Rate	12.7%

November 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Nov 4, 2020
Property Address	1285 BEAR MOUNTAIN DR APT D, D, BOULDER, CO 80305-6275
Document Number	0003830250
Instrument Date	Oct 30, 2020
Instrument	3830250
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1285 BEAR MOUNTAIN DR, 1285, BOULDER, CO 80305-6238

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 S 68TH ST, BOULDER, CO 80303-4307

Mortgage

Document Number	0003830251
Date	Nov 4, 2020
Instrument	3830251

Lender

Name	FLATIRONS BANK
Type	Bank
Address	BOULDER, CO 80302

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Boulder City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,999 (-0.17%) Land $18,435 Building $34,564	$849,400 (-) Land $341,100 Building $508,300
2025	$5,061.00 (+40.54%)	$53,088 (+16.95%) Land $21,319 Building $31,769	$849,400 (+25.37%) Land $341,100 Building $508,300
2023	$3,601.00 (+1.47%)	$45,393 (+18.75%) Land $24,462 Building $20,931	$677,500 (+23.18%) Land $365,100 Building $312,400
2022	$3,549.00	$38,225 Land $17,994 Building $20,231	$550,000 Land $258,900 Building $291,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 63% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOULDER serves 166,080 people · EPA ID CO0107152
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 689 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayva Networks Fixed Wireless	2,500 / 2,500
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
LiveWireNet Fixed Wireless	250 / 100

May also be available: T-Mobile, Verizon.

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