12849 Hudbug Dr, Madison, AL 35756 Property Records

Limestone County property record for 12849 Hudbug Dr, Madison, AL 35756

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,441 sqft · built 2021
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$294,435 (Jul 2021)
Tax Bill	$1,485 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jul 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0909310002051000`

Property Details

APN / Parcel Number

Primary APN	`0909310002051000`
Alternative APNs	`10909577` `63226`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,441 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	141 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10909577
Street Address	12849 HUDBUG DR
City	MADISON
State	AL
Zip	35756-2909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:2 CITY/MUNI/TWP:ATHENS SEC/TWN/RNG/MER:SEC 31 TWN 03S RNG 03W
Jurisdiction	LIMESTONE AL
Township / Civil Division	MOORESVILLE
Census Block Group	2
Census Block	2041
Census Tract	21202

Owner

12849 Hudbug Dr is owned and occupied by an individual who acquired it in September 2025.

Source: Limestone County records, as of March 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12849 HUDBUG DR, MADISON, AL 35756-2909
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK THE SOUTH
Jul 9, 2021	Warranty Deed, Construction Loan · Construction Mortgage SOUTHERN FIDELITY MTG GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2021 · Amount on File
Deed Sale	Jul 9, 2021 · Amount on File
Prior Sale	Jul 9, 2021 · Amount on File
Deed Document Number	2021/76557
Deed Book / Page	2021 / 76557
Last Transfer Date	Sep 25, 2025
Transfer Doc	2025/78378
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIMESTONE AL
Recording Date	Sep 25, 2025
Property Address	12849 HUDBUG DR, MADISON, AL 35756-2909
Document Number	2025/78378
Book / Page	2025 / 78378
Instrument Date	Sep 22, 2025
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 BUD ST, NEW PALTZ, NY 12561-3101

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12849 HUDBUG DR, MADISON, AL 35756-2909

Mortgage

Document Number	2025078382
Date	Sep 25, 2025
Instrument	2025/078382

Lender

Name	FIRST STATE BANK THE SOUTH

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LIMESTONE AL
Recording Date	Jul 9, 2021
Property Address	12849 HUDBUG DR, MADISON, AL 35756-2909
Document Number	2021/76557
Book / Page	2021 / 76557
Map Reference	MB J PG 364 & 365
Instrument Date	Jul 1, 2021
Transaction Type	Construction Loan
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7660 PECUE LN, BATON ROUGE, LA 70809-5271

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12849 HUDBUG DR, MADISON, AL 35756-2909

Mortgage

Document Number	202107655920210765
Date	Jul 9, 2021
Instrument	2021/07655920210765

Lender

Name	SOUTHERN FIDELITY MTG GROUP

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 12849 Hudbug Dr was $1,485 with a homeowner's exemption, up 1.2% from the year before.

Source: Limestone County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Athens City
County	Limestone County
Unified School District	Athens City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,485.00 (+1.23%) Homeowner's exemption	$38,460 (+1.16%)	$384,400 (+1.1%) Land $35,100 Building $349,300
2024	$1,467.00 (+3.38%) Homeowner's exemption	$38,020 (+3.32%)	$380,200 (+3.32%) Land $34,200 Building $346,000
2023	$1,419.00 (+21.59%) Homeowner's exemption	$36,800 (+20.66%)	$368,000 (+20.7%) Land $34,200 Building $333,800
2022	$1,167.00 Homeowner's exemption	$30,500	$304,900 Land $34,200 Building $270,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12849 Hudbug Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12849 Hudbug Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMESTONE COUNTY WATER & SEWER AUTH. serves 90,900 people · EPA ID AL0000833
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone, Xfinity.

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