12849 Hencher Rd, De Soto, MO 63020 Property Records

Jefferson County property record for 12849 Hencher Rd, De Soto, MO 63020

Property Summary

Property TypeSingle Family Home
Details1 ba · 960 sqft · built 1978
Lot Size0.875 acres (38,103 sqft)
Owner2 Individual Names on Record
Tax Bill$1,045 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Aug 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN233.106.10016003

Property Details

APN / Parcel Number

Primary APN233.106.10016003
Alternative APN
  • 2331061 016003

Interior

Full Baths1 Bath
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Construction TypeFrame
Lot Area38,103 sqft (0.875 acres)
Lot Dimensions400 ft deep x 100 ft wide
Garage TypeAttached
Garage Area231 sqft
PorchOpen Frame Porch
Porch Area172 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address12849 HENCHER RD
CityDE SOTO
StateMO
Zip63020-4567
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20
Legal DescriptionLAMAR LOT 3
Legal Range5E
Legal Township39N
Legal Section06
Legal SubdivisionLAMAR
Legal Block2
Legal Lot Number3
JurisdictionJEFFERSON MO
Township / Civil DivisionVALLE
Census Block Group2
Census Block2006
Census Tract701300

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12849 HENCHER RD, DE SOTO, MO 63020-4567
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Aug 18, 2021Affidavit of Death of Joint Tenant, Transfer
Feb 2, 2018Deed of Trust, Mortgage
PNC MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address12849 HENCHER RD, DE SOTO, MO 63020-4567
Transaction TypeMortgage
Record UpdatedOct 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address12849 HENCHER RD, DE SOTO, MO 63020-4567

Mortgage

Document Number0000025598
DateOct 11, 2023
Instrument2023R-025598
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueOct 15, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionJEFFERSON MO
Recording DateAug 18, 2021
Property Address12849 HENCHER RD, DE SOTO, MO 63020-4567
Document Number0000036287
Map ReferenceMB 1 PG 1
Instrument DateAug 13, 2021
Instrument2021R-036287
Transaction TypeTransfer
Record UpdatedNov 11, 2025

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12849 HENCHER RD, DE SOTO, MO 63020-4567

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address12849 HENCHER RD, DE SOTO, MO 63020-4567
Document Number0000003946
Instrument DateFeb 2, 2018
Transaction TypeMortgage
Record UpdatedFeb 15, 2018
Title CompanyTRUE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12849 HENCHER RD DE SOTO MO 630204567, DE SOTO, MO 63020-4567

Mortgage

Document Number0000003946
DateFeb 7, 2018
Instrument3946
Lender
NamePNC MTG
TypeMortgage Company
AddressMIAMISBURG, OH 45342
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 6, 2048

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
Unified School DistrictDe Soto 73 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,900 (-) Land $1,100 Building $14,800$83,500 (-) Land $5,600 Building $77,900
2025$1,045.00 (+0.97%)$15,900 (+6%) Land $1,100 Building $14,800
2024$83,500 (+5.96%) Land $5,600 Building $77,900
2023$1,035.00$15,000 Land $1,100 Building $13,900$78,800 Land $5,600 Building $73,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEFFERSON COUNTY PWSD 5
serves 8,000 people · EPA ID MO6024296
Water SourceGroundwater
Last State InspectionMar 2026
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30

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