12845 Smith Rd, Winnebago, IL 61088 Property Records

Winnebago County property record for 12845 Smith Rd, Winnebago, IL 61088

Property Summary

Property TypeRural Home
Details1,120 sqft · built 1960
Lot Size3.3 acres (143,748 sqft)
OwnerCompany Name on Record
Tax Bill$1,873 (2025)
Deeds & MortgagesJul 2017 Transfer
Flood ZoneZone X (minimal risk)
APN09-25-452-001

Property Details

APN / Parcel Number

Primary APN09-25-452-001
Alternative APNs
  • 925452001
  • 457 752B

Interior

Building Area1,120 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area143,748 sqft
Garage TypeAttached
Garage Area728 sqft

Location & Zoning

Account Number457 752B
Street Address12845 SMITH RD
CityWINNEBAGO
StateIL
Zip61088-8629
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodePCD
Legal DescriptionBEG INSECTN W LN WESTLAKE VILLAGE NO 1& S LN SE1/4 N 45.83 FT NW 355.38 FTSW 89.71 FT SW 89.71 FT SW 89.71 FT SW89.71 FT SW 42.76 FT S TO S LN SAID 1
Legal SubdivisionWESTLAKE VILLAGE NO 1
JurisdictionWINNEBAGO IL
Township / Civil DivisionPECATONICA
Census Block Group4
Census Block4038
Census Tract4300

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address12845 SMITH RD, WINNEBAGO, IL 61088-8629
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINNEBAGO IL
Recording DateJul 11, 2017
Property Address12845 SMITH RD, WINNEBAGO, IL 61088-8629
Document Number0001020845
Instrument DateJun 6, 2017
Instrument1020845
Transaction TypeTransfer
Record UpdatedJul 31, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address12845 SMITH RD WINNEBAGO IL 610888629, WINNEBAGO, IL 61088-8629

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionPecatonica Township
Unified School DistrictPecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,873.00$60,796 (+26.69%) Land $17,512 Building $43,284$182,388 (+26.69%) Land $52,536 Building $129,852
2022Homeowner's exemption$47,987 Land $13,822 Building $34,165$143,961 Land $41,466 Building $102,495

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-WESTLAKE
private · serves 1,493 people · EPA ID IL2010070
Water SourceGroundwater
Last State InspectionFeb 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: AaroBand, JCWIFI.com.

Nearby Properties on Smith Rd

Nearby Streets

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