12845 Locust Ln, Sutter Creek, CA 95685 Property Records

Amador County property record for 12845 Locust Ln, Sutter Creek, CA 95685

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,973 sqft · built 1971
Lot Size2.68 acres (116,741 sqft)
Owner2 Individual Names on File
Last Sale$465,000 (Sep 2014)
Tax Bill$5,726 (2025)
Flood ZoneZone X (minimal risk)
APN040-080-003-000

Property Details

APN / Parcel Number

Primary APN040-080-003-000
Alternative APN
  • 4008000300

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,973 sqft Living Area

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1980
Lot Area116,741 sqft
Garage TypeDetached
Garage Area750 sqft
Parking Spaces3 Parking Spaces
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerConnected

Location & Zoning

Street Address12845 LOCUST LN
CitySUTTER CREEK
StateCA
Zip95685-9766
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUNK
Legal DescriptionPOR SEC8 T6N R11E POR NE1/4
Legal Range11E
Legal Township06N
Legal Section08
Legal SubdivisionWILDWOOD ESTATES
JurisdictionAMADOR CA
Township / Civil DivisionSUTTER CREEK-PLYMOUTH
Census Block Group3
Census Block3010
Census Tract401

Owner

12845 Locust Ln is owned and occupied by two individuals who bought it in September 2014.

Source: Amador County records, as of July 21, 2026

Owner of Record2 Individual Names on File
Mailing Address12845 LOCUST LN, SUTTER CREEK, CA 95685-9766
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2014 · Amount on File
Deed SaleSep 29, 2014 · Amount on File
Deed Document Number20146529
Prior Transfer DateAug 16, 2007
Prior Transfer Doc0000002615
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 12845 Locust Ln was $5,726.

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAmador County
Unified School DistrictAmador County Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$570,029 (+2%) Land $79,678 Building $490,351
2025$5,726.00$558,853 Land $78,116 Building $480,737
2024$695,250
2023$5,508.00 (+2.42%)$537,154 Land $75,084 Building $462,070
2022$5,378.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12845 Locust Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1986–2017)
Claims Outside the SFHA5 of 9
Most Recent ClaimJan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12845 Locust Ln is high, ranking above 82% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 61% of California
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAWA, TANNER
serves 4,940 people · EPA ID CA0310003
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
DSL
10 / 1

May also be available: Cal.net, unWired Broadband, Verizon, Xfinity.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Locust Ln

Nearby Streets

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