12844 Bellerive Dr, Clermont, FL 34711 Property Records

Lake County property record for 12844 Bellerive Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,414 sqft · built 2008
Lot Size	1.29 acres (56,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,075,000 (Aug 2024)
Tax Bill	$8,463 (2024)
Deeds & Mortgages	Mar 2026 Line of Credit Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-22-25-1905-000-03400`

Property Details

APN / Parcel Number

Primary APN	`32-22-25-1905-000-03400`
Alternative APNs	`252232190500003400` `3787591`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,414 sqft Living Area
Gross Area	5,194 sqft
1st Floor Area	3,585 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Tile
Lot Area	56,326 sqft (1.29 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	527 sqft
Porch	Florida Room
Porch Area	910 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3787591
Street Address	12844 BELLERIVE DR
City	CLERMONT
State	FL
Zip	34711-8418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SWISS FAIRWAYS PHASE TWO SUB LOT 34 PB 41 PG 99-100 GROVELAND FARMS 32-22-25 BEG AT NE COR OF LOT 34 SWISS FAIRWAYS TWO SUB PB 41 PGS 99-100 RUN S 89-25-52 E 266.17 FT S 01-15-43 E 97.71 FT S 89-48-47 W 237.85 FT TO SE COR OF SAID LOT 34 N 16-46-02 W
Legal Range	25E
Legal Township	22S
Legal Section	32
Legal Subdivision	SWISS FAIRWAYS PHASE TWO SUB
Legal Tract	1905
Legal Block	2
Legal Lot Number	34
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	2
Census Block	2064
Census Tract	31202

Owner

Source: Lake County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12844 BELLERIVE DR, CLERMONT, FL 34711-8418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Line of Credit CREDIT UNION 1
Feb 3, 2022	Warranty Deed, Transfer · Conventional Mortgage NFM INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2024 · Amount on Record
Deed Sale	Aug 12, 2024 · Amount on Record
Prior Sale	Feb 3, 2022 · Amount on Record
Deed Document Number	202494362
Deed Book / Page	6380 / 1913
Prior Transfer Date	Mar 30, 2009
Prior Transfer Doc	0037581432
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	12844 BELLERIVE DR, CLERMONT, FL 34711-8418
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12844 BELLERIVE DR, CLERMONT, FL 34711-8418

Mortgage

Document Number	0067030257
Date	Mar 19, 2026
Book Page	6703/257
Instrument	2026033506

Lender

Name	CREDIT UNION 1
Type	Credit Union
Address	LOMBARD, IL 60148

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 30, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 3, 2022
Property Address	12844 BELLERIVE DR, CLERMONT, FL 34711-8418
Document Number	0058890346
Book / Page	5889 / 346
Map Reference	MB 41 PG 99&100
Instrument Date	Jan 24, 2022
Instrument	2022015609
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	EQUITABLE TITLE/W ORLANDO LLC, EQUITABLE TTL OF WEST ORLAND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	LUCKNOW ROAD, NGSSAY XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12844 BELLERIVE DR, CLERMONT, FL 34711-8418

Mortgage

Document Number	0005889348
Date	Feb 3, 2022
Instrument	5889/348

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$849,811 (-0.21%) Land $170,300 Building $679,511	$849,811 (-0.21%) Land $170,300 Building $679,511
2025		$851,566 (+40.65%) Land $170,300 Building $681,266	$851,566 (+38.78%) Land $170,300 Building $681,266
2024	$8,463.00 (+4.47%)
2023	$8,101.00 (+3.95%) Homeowner's exemption	$605,471 (+4.03%)	$613,601 (+5.43%) Land $170,300 Building $443,301
2022	$7,793.00	$582,026	$582,026 Land $170,300 Building $411,726

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	6 (1999–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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