12843 Sophiamarie Loop, Orlando, FL 32828 Property Records

Orange County property record for 12843 Sophiamarie Loop, Orlando, FL 32828

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,414 sqft · built 2003
Lot Size	0.121 acres (5,263 sqft)
Owner	2 Individual Names on File
Last Sale	$246,000 (Aug 2018)
Tax Bill	$3,798 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-22-31-8930-00-660`

Property Details

APN / Parcel Number

Primary APN	`27-22-31-8930-00-660`
Alternative APNs	`312227893000660` `611495` `617800` `622603`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,414 sqft Living Area
Gross Area	1,934 sqft
1st Floor Area	1,414 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	5,263 sqft (0.121 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12843 SOPHIAMARIE LOOP
City	ORLANDO
State	FL
Zip	32828-7180
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	VIZCAYA AT WATERFORD 52/30 LOT 66
Legal Range	31E
Legal Township	22S
Legal Section	27
Legal Subdivision	VIZCAYA AT WATERFORD
Legal Tract	8930
Legal Lot Number	66
Jurisdiction	ORANGE FL
Township / Civil Division	UNION PARK
Census Block Group	1
Census Block	1013
Census Tract	16741

Owner

12843 Sophiamarie Loop is owned and occupied by two individuals who bought it in August 2018.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12843 SOPHIAMARIE LOOP, ORLANDO, FL 32828-7180
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 21, 2018	Warranty Deed, Transfer · Conventional Mortgage INNOVATIVE MORTGAGE SERVICES
Feb 12, 2018	Deed of Trust, Mortgage · Line of Credit CENTER ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2018 · Amount on File
Deed Sale	Aug 21, 2018 · Amount on File
Prior Sale	Jul 30, 2014 · Amount on File
Deed Document Number	2018497159
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12843 SOPHIAMARIE LOOP, ORLANDO, FL 32828-7180
Transaction Type	Mortgage
Record Updated	Jun 18, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12843 SOPHIAMARIE LOOP, ORLANDO, FL 32828-7180

Mortgage

Document Number	20210327305
Date	Jun 2, 2021
Instrument	20210327305

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2046

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 21, 2018
Property Address	12843 SOPHIAMARIE LOOP, ORLANDO, FL 32828-7180
Document Number	0000497159
Map Reference	MB 52 PG 30
Instrument Date	Aug 20, 2018
Instrument	20180497159
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,722.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	253 BRETT COURT, 253, ORLANDO, FL 32828

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12843 SOPHIAMARIE LOOP, ORLANDO, FL 32828-7180

Mortgage

Document Number	0000497160
Date	Aug 21, 2018
Instrument	20180497160

Lender

Name	INNOVATIVE MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12843 SOPHIAMARIE LOOP, ORLANDO, FL 32828-7180
Document Number	0000126715
Instrument Date	Feb 12, 2018
Transaction Type	Mortgage
Record Updated	Mar 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12843 SOPHIAMARIE LOOP ORLANDO FL 328287180, ORLANDO, FL 32828-7180

Mortgage

Document Number	0000126715
Date	Mar 2, 2018
Instrument	126715

Lender

Name	CENTER ST BK
Type	Bank
Address	WINTER PARK, FL 32789

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12843 Sophiamarie Loop was $3,798, up 5.6% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,925 (+2.7%)	$340,470 (-1.3%) Land $70,000 Building $270,470
2025	$3,798.00 (+5.56%) Homeowner's exemption	$243,354	$344,950 Land $70,000 Building $274,950
2024	$3,598.00 (+7.27%)
2023	$3,354.00 (+4.03%) Homeowner's exemption	$229,608 (+3%)	$312,224 (+16.29%) Land $70,000 Building $242,224
2022	$3,224.00 Homeowner's exemption	$222,920	$268,488 Land $65,000 Building $203,488

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12843 Sophiamarie Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12843 Sophiamarie Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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