12843 E Summit Dr, Scottsdale, AZ 85259 Property Records

Maricopa County property record for 12843 E Summit Dr, Scottsdale, AZ 85259

Property Summary

Property TypeSingle Family Home
Details5 ba · 4,061 sqft · built 1997
Lot Size0.364 acres (15,895 sqft)
OwnerIndividual Name on File
Last Sale$1,225,000 (Nov 2005)
Tax Bill$5,830 (2025)
Deeds & MortgagesNov 2023 Line of Credit
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN217-42-175

Property Details

APN / Parcel Number

Primary APN217-42-175

Interior

Full Baths5 Baths
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area4,061 sqft Living Area
1st Floor Area4,061 sqft

Exterior

Year BuiltBuilt 1997
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area15,895 sqft (0.364 acres)
Parking Spaces3 Parking Spaces
Pool Area350 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address12843 E SUMMIT DR
CitySCOTTSDALE
StateAZ
Zip85259-3536
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionSABINO ESTATES MCR 396-23
Legal Range05E
Legal Township03N
Legal Section24
Legal QuarterNW
Quarter-Quarter SectionNW
Legal SubdivisionSABINO ESTATES
Legal Lot Number9
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1018
Census Tract216859

Owner

12843 E Summit Dr is owned and occupied by an individual who bought it in November 2005.

Source: Maricopa County records, as of November 20, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address12843 E SUMMIT DR, SCOTTSDALE, AZ 85259-3536
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
May 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Sep 30, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2005 · Amount on File
Deed SaleNov 15, 2005 · Amount on File
Prior SaleJul 31, 2002
Deed Document Number20051726911
Record UpdatedJun 8, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address12843 E SUMMIT DR, SCOTTSDALE, AZ 85259-3536
Transaction TypeMortgage
Record UpdatedNov 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address12843 E SUMMIT DR, SCOTTSDALE, AZ 85259-3536

Mortgage

Document Number0000586569
DateNov 14, 2023
Instrument20230586569
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 8, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address12843 E SUMMIT DR, SCOTTSDALE, AZ 85259-3536
Transaction TypeMortgage
Record UpdatedJun 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address12843 E SUMMIT DR, SCOTTSDALE, AZ 85259-3536

Mortgage

Document Number0000582602
DateMay 26, 2021
Instrument20210582602
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.37%
Type Change DateJun 1, 2028
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.37%
IndexOther
Max Rate7.37%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address12843 E SUMMIT DR, SCOTTSDALE, AZ 85259-3536
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address12843 E SUMMIT DR, SCOTTSDALE, AZ 85259-3536

Mortgage

Document Number0000928498
DateSep 30, 2020
Instrument20200928498
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 23, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 12843 E Summit Dr was $5,830.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityScottsdale City
Unified School DistrictScottsdale Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$127,380$1,273,800 Land $254,700 Building $1,019,100
2025$5,830.00
2024$127,370$1,273,700 Land $254,700 Building $1,019,000
2023$5,489.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12843 E Summit Dr in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12843 E Summit Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 72% of Arizona
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SCOTTSDALE
serves 241,361 people · EPA ID AZ0407098
Water SourceSurface water
Last State InspectionNov 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber
2,000 / 35
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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