12842 Simpson Dr, Waldorf, MD 20602 Property Records

Charles County property record for 12842 Simpson Dr, Waldorf, MD 20602

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,705 sqft · built 1962
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Dec 2017)
Tax Bill	$12,009 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-015325`

Property Details

APN / Parcel Number

Primary APN	`08-015325`
Alternative APNs	`8015325` `015325`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,705 sqft Living Area
1st Floor Area	1,647 sqft
Basement Area	1,058 sqft
Finished Basement	1,058 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Deck Area	330 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	015325
Street Address	12842 SIMPSON DR
City	WALDORF
State	MD
Zip	20602-3019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	LOT 4 BLK D SEC 2 CHARLES CO GARDENS SUB
Legal Subdivision	CHARLES CO GARDENS SUB
Legal Block	D
Legal Lot Number	4
Jurisdiction	CHARLES MD
Township / Civil Division	8, BRYANTOWN
Census Block Group	3
Census Block	3007
Census Tract	850904

Owner

12842 Simpson Dr is owned and occupied by two individuals who bought it in December 2017.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12842 SIMPSON DR, WALDORF, MD 20602-3019
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2017 · Amount on File
Deed Sale	Dec 12, 2017 · Amount on File
Prior Sale	May 28, 1999 · Amount on File
Deed Book / Page	10098 / 296
Record Updated	Oct 29, 2026

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Dec 12, 2017
Property Address	12842 SIMPSON DR, WALDORF, MD 20602-3019
Document Number	0100980296
Book / Page	10098 / 296
Map Reference	MB PCM 7 PL63
Instrument Date	Nov 27, 2017
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ULTIMATE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2411 32ND ST, WASHINGTON, DC 20020-1401

Mortgage

Document Number	0010098304
Date	Dec 12, 2017
Instrument	10098/304

Lender

Name	1ST MARINER BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12842 Simpson Dr was $12,009 with a homeowner's exemption.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$443,500 Land $118,000 Building $325,500	$443,500 Land $118,000 Building $325,500
2025	$12,009.00
2023	$4,939.00 Homeowner's exemption	$350,300 Land $113,000 Building $237,300	$350,300 Land $113,000 Building $237,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12842 Simpson Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12842 Simpson Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLES COUNTY GARDENS WATER private · serves 551 people · EPA ID MD0080008
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	1,200 / 35
T-Mobile Fixed Wireless	100 / 20