12841 Shady Oak Ct, Poway, CA 92064 Property Records

San Diego County property record for 12841 Shady Oak Ct, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,798 sqft · built 1997
Lot Size	0.149 acres (6,482 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Jul 2012)
Tax Bill	$7,133 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`317-211-54-00`

Property Details

APN / Parcel Number

Primary APN	`317-211-54-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,798 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	6,482 sqft (0.149 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	12841 SHADY OAK CT
City	POWAY
State	CA
Zip	92064-6053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Description	LOT 50 TR 013211
Legal Subdivision	POWAY 94-02
Legal Tract	013211
Legal Block	3
Legal Lot Number	50
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	17048

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12841 SHADY OAK CT, POWAY, CA 92064-6053
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2018	Deed of Trust, Mortgage · Line of Credit HOMESTREET BANK
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2012 · Amount on Record
Deed Sale	Jul 19, 2012 · Amount on Record
Prior Sale	Jun 14, 2002 · Amount on Record
Deed Document Number	2012421157
Prior Transfer Date	Nov 27, 1997
Prior Transfer Doc	0000613026
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12841 SHADY OAK CT, POWAY, CA 92064-6053
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000421856
Date	Oct 11, 2018
Instrument	2018-0421856

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SAN DIEGO, CA 92109

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12841 SHADY OAK CT, POWAY, CA 92064-6053
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12841 SHADY OAK CT, POWAY, CA 92064-6053

Mortgage

Document Number	0000597345
Date	Oct 5, 2020
Instrument	2020-0597345

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$628,012 (+2%) Land $361,562 Building $266,450
2025	$7,133.00 (+4.82%) Homeowner's exemption	$615,699 (+4.04%) Land $354,473 Building $261,226
2023	$6,805.00 (+1.66%) Homeowner's exemption	$591,792 Land $340,709 Building $251,083
2022	$6,694.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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