12840 Resh Rd, Hagerstown, MD 21740 Property Records

Washington County property record for 12840 Resh Rd, Hagerstown, MD 21740

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,119 sqft · built 2005
Lot Size	1.41 acres (61,420 sqft)
Owner	2 Individual Names on Record
Last Sale	$32,000 (Jun 1997)
Tax Bill	$4,181 (2026)
Deeds & Mortgages	Apr 2023 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-025231`

Property Details

APN / Parcel Number

Primary APN	`13-025231`
Alternative APN	`025231`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,119 sqft Total Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	61,420 sqft (1.41 acres)
Garage Type	Attached
Garage Area	1,008 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	260 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	025231
Street Address	12840 RESH RD
City	HAGERSTOWN
State	MD
Zip	21740-1037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC
Legal Description	LOT 3 1.41 ACRES 12840 RESH ROAD
Legal Subdivision	WINFIELD TRDWL
Legal Lot Number	3
Jurisdiction	WASHINGTON MD
Township / Civil Division	13, MAUGANSVILLE
Census Block Group	3
Census Block	3008
Census Tract	11700

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12840 RESH RD, HAGERSTOWN, MD 21740-1037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Deed of Trust, Mortgage · Unknown FULTON BANK NA
Jun 24, 2019	Deed of Trust, Mortgage · Commercial Mortgage THE COLUMBIA BANK
Jan 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage GREENWAY FUNDING GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 1997 · Amount on Record
Deed Sale	Jun 5, 1997 · Amount on Record
Prior Sale	May 25, 1994 · Amount on Record
Deed Document Number	199729215
Deed Book / Page	1340 / 136
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	12840 RESH RD, HAGERSTOWN, MD 21740-1037
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12840 RESH RD, HAGERSTOWN, MD 21740-1037

Mortgage

Document Number	0072320386
Date	Apr 24, 2023
Book Page	7232/386

Lender

Name	FULTON BANK NA
Type	Bank
Address	HAGERSTOWN, MD 21740

Agreement

Type	Unknown
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	12840 RESH RD, HAGERSTOWN, MD 21740-1037
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060040248
Date	Jun 24, 2019
Book Page	6004/0248

Lender

Name	THE COLUMBIA BANK
Type	Bank
Address	HAGERSTOWN, MD 21740

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	12840 RESH RD, HAGERSTOWN, MD 21740-1037
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	CORE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12840 RESH RD, HAGERSTOWN, MD 21740-1037

Mortgage

Document Number	0068870412
Date	Jan 4, 2022
Book Page	6887/412

Lender

Name	GREENWAY FUNDING GROUP INC
Type	Mortgage Company
Address	20828

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2042

Interest

Index	5-Year CMT

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,181.00 (+5.53%) Homeowner's exemption	$492,133 (+9.12%)	$574,400 (+27.36%) Land $74,100 Building $500,300
2025	$3,962.00 (+12.68%) Homeowner's exemption	$451,000 (+23.92%) Land $64,100 Building $386,900	$451,000 (-) Land $64,100 Building $386,900
2023	$3,516.00 Homeowner's exemption	$363,933	$451,000 Land $64,100 Building $386,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300

May also be available: T-Mobile.

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