Hamilton County property record for 12840 Red Clay Rd, Apison, TN 37302 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 2017 |
| Square Footage | 1,564 sqft Living Area |
| Lot Size | 130,680 sqft (3 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,415.00 (2025) |
| Primary APN | 174 050.01 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,564 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 130,680 sqft (3 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 0000165547 |
|---|---|
| Old Parcel Number | 174 050.01 |
| Street Address | 12840 RED CLAY RD |
| City | APISON |
| State | TN |
| Zip | 37302-9743 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 1 MOWRER SUB PB 94 PG 108 REV 107-60 OUT OF 174-050 FOR 2011 |
| Legal Subdivision | MOWRER SUB |
| Legal Lot Number | 1 |
| Jurisdiction | HAMILTON TN |
| Minor Civil Division | 7 |
| Census Blockgroup | 3 |
| Census Block | 3040 |
| Census Tract | 11204 |
Source: Hamilton County records · APN 174 050.01
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12840 RED CLAY RD, APISON, TN 37302-9743 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHATTANOOGA FEDERAL EMPLOYEES CU |
| Feb 19, 2025 | Deed of Trust, Mortgage · Stand Alone Second Mortgage CHATTANOOGA FEDERAL EMPLOYEES CU |
| Jun 12, 2017 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS TRI-COUNTY BANK |
| Dec 22, 2017 | Deed of Trust, Mortgage CHATTANOOGA FED'L EMP CU |
| Dec 22, 2017 | Deed of Trust, Mortgage · Line of Credit CHATTANOOGA FED'L EMP CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 12, 2017 |
| Deed Sale | May 12, 2017 |
| Prior Sale | Jul 09, 2013 |
| Deed Doc Number | 0011048263 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 12840 RED CLAY RD, APISON, TN 37302-9743 |
| Transaction Type | Mortgage |
| Record Updated | Jan 01, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000222 |
|---|---|
| Date | Nov 02, 2021 |
| Book Page | 12717/334 |
| Instrument | 2021110200222 |
| Name | CHATTANOOGA FEDERAL EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37421 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 12840 RED CLAY RD, APISON, TN 37302-9743 |
| Transaction Type | Mortgage |
| Record Updated | Jan 01, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000136 |
|---|---|
| Date | Feb 19, 2025 |
| Book Page | 13840/623 |
| Instrument | 2025021900136 |
| Name | CHATTANOOGA FEDERAL EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37421 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 12840 RED CLAY RD, APISON, TN 37302-9743 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000084 |
|---|---|
| Date | Jun 12, 2017 |
| Book Page | 11072/309 |
| Instrument | 2017061200084 |
| Name | CITIZENS TRI-COUNTY BANK |
|---|---|
| Type | Bank |
| Address | SODDY DAISY, TN 37379 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Jun 06, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 12840 RED CLAY RD, APISON, TN 37302-9743 |
| Document Number | 0000000187 |
| Instrument Date | Dec 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE & ESCROW CHAT |
| Name | Verified Name |
|---|---|
| Address | 12840 RED CLAY RD APISON TN 373029743, APISON, TN 37302-9743 |
| Document Number | 0000000187 |
|---|---|
| Date | Dec 29, 2017 |
| Book Page | 011239/000155 |
| Instrument | 187 |
| Name | CHATTANOOGA FED'L EMP CU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37421 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 28, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 12840 RED CLAY RD, APISON, TN 37302-9743 |
| Document Number | 0000000168 |
| Instrument Date | Dec 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2018 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE & ESCROW CHAT |
| Name | Verified Name |
|---|---|
| Address | 12840 RED CLAY RD APISON TN 373029743, APISON, TN 37302-9743 |
| Document Number | 0000000168 |
|---|---|
| Date | Jan 03, 2018 |
| Book Page | 011241/000429 |
| Instrument | 168 |
| Name | CHATTANOOGA FED'L EMP CU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37421 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 02, 2023 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,415.00 (-12.17%) | $93,400 (+29.68%) | $373,600 (+29.68%) Land $82,200 Building $291,400 |
| 2023 | $1,611.00 | $72,025 | $288,100 Land $63,100 Building $225,000 |
12840 Red Clay Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Hamilton County (47065C), updated August 30, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 55th percentile of exposed land nationally · 74th in Tennessee |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 730 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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