12840 N 775 E, Syracuse, IN 46567 Property Records

Kosciusko County property record for 12840 N 775 E, Syracuse, IN 46567

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,775 sqft · built 2009
Lot Size	3.16 acres (137,650 sqft)
Owner	Individual Name on Record
Last Sale	$686,280 (Jun 2026)
Tax Bill	$2,149 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Sep 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`007-727012-50`

Property Details

APN / Parcel Number

Primary APN	`007-727012-50`
Alternative APNs	`43-04-10-100-040.000-025` `00007458048` `0772701250`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,775 sqft Living Area
1st Floor Area	1,775 sqft
Basement Area	2,027 sqft
Finished Basement	2,027 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Wood
Roof Material	Asphalt
Lot Area	137,650 sqft (3.16 acres)
Garage Type	Attached
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	Solar
Heating Fuel	Gas

Location & Zoning

Account Number	00007458048
Street Address	12840 N 775 E
City	SYRACUSE
State	IN
Zip	46567-8814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	7-37-1.B PT S 1/2 NE NE 10-34-7 3.16A PER CALC
Legal Range	7
Legal Township	34
Legal Section	10
Legal Subdivision	ENCHANTED HILLS
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	TURKEY CREEK
Census Block Group	1
Census Block	1002
Census Tract	960900

Owner

Source: Kosciusko County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12840 N 775 E, SYRACUSE, IN 46567-8814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Line of Credit LAKE CITY BANK
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKE CITY BANK
Aug 13, 2009	Deed of Trust, Mortgage · Line of Credit CROSSROADS MORTGAGE
Sep 21, 2009	Deed of Trust, Mortgage · Conventional Mortgage CROSSROADS BANK
Sep 21, 2009	Deed of Trust, Mortgage · Line of Credit CROSSROADS BANK
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL SERVICES INC
Mar 13, 2023	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Deed Document Number	202660064
Prior Transfer Date	Mar 9, 2023
Prior Transfer Doc	2023030374
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	12840 N 775 E, SYRACUSE, IN 46567-8814
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12840 N 775 E, SYRACUSE, IN 46567-8814

Mortgage

Document Number	2022010135
Date	Jan 4, 2022
Instrument	2022010135

Lender

Name	LAKE CITY BANK
Type	Bank
Address	WARSAW, IN 46581

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 29, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	12840 N 775 E, SYRACUSE, IN 46567-8814
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021090221
Date	Sep 7, 2021
Instrument	2021090221

Lender

Name	LAKE CITY BANK
Type	Bank
Address	WARSAW, IN 46580

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	12840 N 775 E, SYRACUSE, IN 46567-8814
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009080788
Date	Aug 13, 2009
Instrument	2009080788

Lender

Name	CROSSROADS MORTGAGE
Type	Mortgage Company
Address	SYRACUSE, IN 46567

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	2 Months
Due	Oct 24, 2009

September 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	12840 N 775 E, SYRACUSE, IN 46567-8814
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009090842
Date	Sep 21, 2009
Instrument	2009090842

Lender

Name	CROSSROADS BANK
Address	PIERCETON, IN 46562

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2039

September 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	12840 N 775 E, SYRACUSE, IN 46567-8814
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009090843
Date	Sep 21, 2009
Instrument	2009090843

Lender

Name	CROSSROADS BANK
Address	PIERCETON, IN 46562

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 15, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Jun 2, 2026
Property Address	12840 N 775 E, SYRACUSE, IN 46567-8814
Document Number	0000060064
Instrument Date	May 29, 2026
Instrument	202660064
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12840 N 775 E, SYRACUSE, IN 46567-8814

Mortgage

Document Number	0000060065,
Date	Jun 2, 2026
Instrument	202660065

Lender

Name	AMERICAN FINANCIAL SERVICES INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Mar 13, 2023
Property Address	12840 N 775 E, SYRACUSE, IN 46567-8814
Document Number	2023030374
Instrument Date	Mar 9, 2023
Instrument	2023030374
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Turkey Creek Township
Unified School District	Wawasee Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,149.00 (+15.23%) Homeowner's exemption	$489,900 (+27.51%) Land $51,600 Building $438,300	$489,900 (+27.51%) Land $51,600 Building $438,300
2024	$1,865.00 (+2.53%)
2023	$1,819.00 (-0.38%)	$384,200 (+8.19%) Land $36,000 Building $348,200	$384,200 (+8.19%) Land $36,000 Building $348,200
2022	$1,826.00	$355,100 Land $36,000 Building $319,100	$355,100 Land $36,000 Building $319,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2000–2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, Brightspeed, Watch TV.

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