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12840 Kinross Ln, Naples, FL 34120 Property Records

Collier County property record for 12840 Kinross Ln, Naples, FL 34120

Property Summary

Property TypeSingle Family Home
Details2,224 sqft · built 2017
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$1,070,000 (Jul 2024)
Tax Bill$9,770 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Feb 2017 Sale & Mortgage
Flood ZoneZone AH (high risk)
APN78541804506

Property Details

APN / Parcel Number

Primary APN78541804506
Alternative APN
  • 677597 109 503C17

Interior

Stories1 Story
Building Area2,224 sqft Living Area
1st Floor Area2,224 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Construction TypeMasonry / Concrete Block
Lot Area7,405 sqft (0.17 acres)
Pool Area312 sqft
Deck Area645 sqft

Location & Zoning

Street Address12840 KINROSS LN
CityNAPLES
StateFL
Zip34120-5283
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTWINEAGLES GRAND ARBORS PHASE TWO C BLOCK 109 LOT 50
Legal Range27
Legal Township48
Legal Section17
Legal SubdivisionTWINEAGLES GRD ARB PH 2C B109 PHASE TWO
Legal Phase2
Legal Tract677597
Legal Block109
Legal Lot Number50
JurisdictionCOLLIER FL
Township / Civil DivisionIMMOKALEE
Census Block Group1
Census Block1000
Census Tract11210

Owner

12840 Kinross Ln is owned and occupied by two individuals who bought it in July 2024.

Source: Collier County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address12840 KINROSS LN, NAPLES, FL 34120-5283
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Feb 9, 2017Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UNIVERSAL AMERICAN MORTGAGE CO OF C

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2024 · Amount on File
Deed SaleJul 26, 2024 · Amount on File
Prior SaleFeb 9, 2017 · Amount on File
Deed Document Number20246575456
Deed Book / Page6384 / 435
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address12840 KINROSS LN, NAPLES, FL 34120-5283
Transaction TypeMortgage
Record UpdatedMar 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address12451 TWINEAGLES BLVD, NAPLES, FL 34120-5234

Mortgage

Document Number0058941397
DateFeb 18, 2021
Book Page5894/1397
Instrument6003895
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMar 1, 2036

February 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCOLLIER FL
Recording DateFeb 9, 2017
Property Address12840 KINROSS LN, NAPLES, FL 34120-5283
Document Number0053613909
Book / Page5361 / 3909
Map ReferenceMB57 PG78
Instrument DateFeb 7, 2017
Instrument5366282
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 30, 2021
Title CompanyNORTH AMERICAN TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,249.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10481 BEN C PRATT 6 MILE CYPRESS PKWY, 10481, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

NameVerified Name
Address146 CAPULIN PL, CASTLE ROCK, CO 80108-9046

Mortgage

Document Number0005366283
DateFeb 9, 2017
Instrument5366283
Lender
NameUNIVERSAL AMERICAN MORTGAGE CO OF C
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12840 Kinross Ln was $9,770.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$787,311 (+1.48%) Land $262,796 Building $524,515$787,311 (+1.48%) Land $262,796 Building $524,515
2025$9,770.00$775,827 Land $310,329 Building $465,498$775,827 Land $310,329 Building $465,498
2023$7,959.00 (+3.66%)$556,234 (+1%)$724,712 (+6.96%) Land $183,548 Building $541,164
2022$7,678.00$505,667$677,579 Land $103,025 Building $574,554

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12840 Kinross Ln in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 157 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies157 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12840 Kinross Ln is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Xfinity
Cable		1,200 / 35

May also be available: Streamline Internet.

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