12840 Jackson Lee, Ocean Springs, MS 39564 Property Records

Jackson County property record for 12840 Jackson Lee, Ocean Springs, MS 39564

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,235 sqft · built 2018
Lot Size0.489 acres (21,344 sqft)
OwnerIndividual Name on Record
Tax Bill$2,852 (2025)
Deeds & MortgagesMay 2021 Refinance
Nov 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN783.07-00-0326.15

Property Details

APN / Parcel Number

Primary APN783.07-00-0326.15
Alternative APN
  • 05551016.000

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,235 sqft Heated Area
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialShingle
Lot Area21,344 sqft (0.489 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address12840 JACKSON LEE
CityOCEAN SPRINGS
StateMS
Zip39564-4412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 16 JACKSON PLACE PH I PB 24-83 DB 1910-816 (326.15 MAP783.07)
Legal Range08W
Legal Township07S
Legal Section07
Legal Phase1
Legal Lot Number16
JurisdictionJACKSON MS
Township / Civil Division4
Census Block Group2
Census Block2007
Census Tract40401

Owner

Source: Jackson County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12840 JACKSON LEE, OCEAN SPRINGS, MS 39564-4412
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CARDINAL FINANCIAL COMPANY LP
Nov 19, 2018Deed of Trust, Mortgage
FBT MORTGAGE
Nov 19, 2018Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 19, 2018
Deed SaleNov 19, 2018
Deed Document Number0001910816
Deed Book / Page1910 / 816
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MS
Property Address12840 JACKSON LEE, OCEAN SPRINGS, MS 39564-4412
Transaction TypeMortgage
Record UpdatedApr 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003788/603
DateMay 13, 2021
Book Page3788/603
Instrument202112505
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueJun 1, 2041

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MS
Property Address12840 JACKSON LEE, OCEAN SPRINGS, MS 39564-4412
Transaction TypeMortgage
Record UpdatedApr 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003551/0000000193
DateNov 19, 2018
Book Page0000003551/0000000193
Instrument201823357
Lender
NameFBT MORTGAGE
Agreement
AmountAmount Recorded
Term350 Months
DueJan 1, 2048

November 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MS
Recording DateNov 19, 2018
Property Address12840 JACKSON LEE, OCEAN SPRINGS, MS 39564-4412
Document Number001910/816
Book / Page1910 / 816
Instrument DateNov 15, 2018
Instrument201823356
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 20, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12840 JACKSON LEE, OCEAN SPRINGS, MS 39564-4412

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,852.00 (+18.73%) Homeowner's exemption$26,175 (+18.01%) Land $3,240 Building $22,935$261,749 (+18.01%) Land $32,400 Building $229,349
2024$2,402.00 (+0.5%) Homeowner's exemption$22,181 (-) Land $3,148 Building $19,033$221,809 (-) Land $31,480 Building $190,329
2023$2,390.00 (+2.58%) Homeowner's exemption$22,181 (-) Land $3,148 Building $19,033$221,809 (-) Land $31,480 Building $190,329
2022$2,330.00 Homeowner's exemption$22,181 Land $3,148 Building $19,033$221,809 Land $31,480 Building $190,329

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 80 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies80 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2009 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 97.7% of Mississippi
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST JACKSON CO UTILITY DIST
serves 28,544 people · EPA ID MS0300156
Water SourceGroundwater
Last State InspectionNov 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Singing River Connect
Fiber
2,000 / 2,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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