Allegany County property record for 12840 Darrows Ave, Cresaptown, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,916 sqft · built 1944 |
| Lot Size | 0.234 acres (10,196 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (May 2022) |
| Tax Bill | $1,253 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-005717 |
| Primary APN | 07-005717 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,916 sqft Total Area |
| Utility Area | 132 sqft |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Exterior Material | Siding |
| Roof Material | Metal |
| Lot Area | 10,196 sqft (0.234 acres) |
| Garage Type | Mixed |
| Garage Area | 280 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 180 sqft |
| Patio Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 005717 |
|---|---|
| Street Address | 12840 DARROWS AVE |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-5506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | Z-RC |
| Legal Description | 12840 DARROWS LANE LOT 7 64X175 CRESAP PARK 52X175 |
| Legal Subdivision | CRESAP PARK ADD |
| Legal Lot Number | 7 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 7, CRESAPTOWN/BEL AIR |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 2000 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12840 DARROWS AVE, CUMBERLAND, MD 21502-5506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2022 · Amount on Record |
| Deed Sale | May 6, 2022 · Amount on Record |
| Prior Sale | Oct 8, 1996 · Amount on Record |
| Deed Book / Page | 2779 / 478 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | May 6, 2022 |
| Property Address | 12840 DARROWS AVE, CRESAPTOWN, MD 21502-5506 |
| Document Number | 002779-0478 |
| Book / Page | 2779 / 478 |
| Instrument Date | Apr 29, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12840 DARROWS AVE, 12840, CUMBERLAND, MD 21502-5506 |
| Name | Verified Name |
|---|---|
| Address | 12840 DARROWS AVE, CUMBERLAND, MD 21502-5506 |
| Document Number | 0002779486 |
|---|---|
| Date | May 6, 2022 |
| Instrument | 2779-486 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $157,967 (+50.54%) | $177,500 (+19.77%) Land $13,700 Building $163,800 | |
| 2025 | $1,253.00 (+32.31%) Homeowner's exemption | ||
| 2023 | $947.00 Homeowner's exemption | $104,933 | $148,200 Land $13,700 Building $134,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (1982–2014) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jun 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTERN REGION ALLEGANY DISTRIB. SYSTEM serves 5,703 people · EPA ID MD0010005 |
|---|---|
| Water Source | Purchased surface water from CITY OF CUMBERLAND |
| Last State Inspection | May 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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