Galveston County property record for 12840 Concho, Galveston, TX 77554
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,428 sqft · built 1998 |
| Lot Size | 0.184 acres (8,015 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,820 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 2763-0000-0002-000 |
| Primary APN | 2763-0000-0002-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,428 sqft Living Area |
| Gross Area | 3,396 sqft |
| 1st Floor Area | 1,655 sqft |
| 2nd Floor Area | 773 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,015 sqft (0.184 acres) |
| Garage Type | Attached |
| Garage Area | 968 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 582 sqft |
| Greenhouse | 364 sqft |
| Storage Building | 182 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 12840 CONCHO |
|---|---|
| City | GALVESTON |
| State | TX |
| Zip | 77554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ABST 121 HALL & JONES SUR TRACT B CONCHO SPECIAL SUB (2003) |
| Legal Subdivision | CONCHO SPECIAL SUB (2003) |
| Legal Tract | B |
| Legal Block | 2 |
| Legal Lot Number | B |
| Jurisdiction | GALVESTON TX |
| Township / Civil Division | GALVESTON |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 726000 |
12840 Concho is owned and occupied by two individuals.
Source: Galveston County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7166 SPANISH GRANT, GALVESTON, TX 77554-7753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 12840 Concho was $1,820 with exemptions applied, up 3.1% from the year before.
Source: Galveston County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Galveston County |
| Municipality | Galveston City |
| Unified School District | Galveston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $558,149 (+1%) | $607,220 (+7.41%) Land $98,180 Building $509,040 | |
| 2025 | $1,820.00 (+3.06%) Homeowner's exemption Senior Citizen's exemption | $507,408 Land $98,180 Building $467,170 | $565,350 Land $98,180 Building $467,170 |
| 2024 | $1,766.00 | ||
| 2023 | $628,380 Land $52,010 Building $576,370 | $628,380 Land $52,010 Building $576,370 | |
| 2018 | $3,153.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12840 Concho in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 252 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 252 in force |
| Nearby Flood Claims | 357 (1980–2024) |
| Claims Outside the SFHA | 1 of 357 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12840 Concho is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 58% of Texas |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GALVESTON serves 52,326 people · EPA ID TX0840003 |
|---|---|
| Water Source | Purchased surface water from GULF COAST WATER AUTHORITY TX CITY |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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