12840 Blue Spruce Dr, Plainfield, IL 60585 Property Records

Kendall County property record for 12840 Blue Spruce Dr, Plainfield, IL 60585

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,773 sqft · built 2016
Lot Size	0.163 acres (7,101 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (May 2019)
Tax Bill	$8,507 (2024)
Deeds & Mortgages	Dec 2022 Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-36-180-018`

Property Details

APN / Parcel Number

Primary APN	`03-36-180-018`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,773 sqft Living Area
Gross Area	2,950 sqft
1st Floor Area	1,773 sqft
Basement Area	767 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,101 sqft (0.163 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	12840 BLUE SPRUCE DR
City	PLAINFIELD
State	IL
Zip	60585-2988
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 19 GRANDE PARK NEIGHBORHOOD #12 (EXC COM NE COR SD LT, SE 54.91, SWLY ALG CURVE TO PT ON CURVE 2.34, NW 123.61 TO W/LN, NE 52.45, NE 119.99 TO POB) VILLAGE OF PLAINFIELD
Legal Subdivision	GRANDE PARK NEIGHBORHOOD
Legal Lot Number	19
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	1
Census Block	1021
Census Tract	890105

Owner

12840 Blue Spruce Dr is owned and occupied by two individuals who bought it in May 2019.

Source: Kendall County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12840 BLUE SPRUCE DR, PLAINFIELD, IL 60585-2988
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 1, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 5, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 28, 2019	Warranty Deed, Transfer · FHA Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2019 · Amount on File
Deed Sale	May 28, 2019 · Amount on File
Prior Sale	Jul 20, 2016 · Amount on File
Deed Document Number	20196636
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	12840 BLUE SPRUCE DR, PLAINFIELD, IL 60585-2988
Transaction Type	Mortgage
Record Updated	Dec 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12840 BLUE SPRUCE DR, PLAINFIELD, IL 60585-2988

Mortgage

Document Number	0000019152
Date	Dec 6, 2022
Instrument	202200019152

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Dec 1, 2062

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	12840 BLUE SPRUCE DR, PLAINFIELD, IL 60585-2988
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12840 BLUE SPRUCE DR, PLAINFIELD, IL 60585-2988

Mortgage

Document Number	0000014566
Date	Sep 1, 2022
Instrument	202200014566

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	May 1, 2052

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	12840 BLUE SPRUCE DR, PLAINFIELD, IL 60585-2988
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12840 BLUE SPRUCE DR, PLAINFIELD, IL 60585-2988

Mortgage

Document Number	0000011349
Date	Jul 5, 2022
Instrument	202200011349

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Mar 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	May 28, 2019
Property Address	12840 BLUE SPRUCE DR, PLAINFIELD, IL 60585-2988
Document Number	0000006636
Map Reference	DOC 200500032457
Instrument Date	May 22, 2019
Instrument	201900006636
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12840 BLUE SPRUCE DR, 12840, PLAINFIELD, IL 60585-2988

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12840 BLUE SPRUCE DR, PLAINFIELD, IL 60585-2988

Mortgage

Document Number	0000006637
Date	May 28, 2019
Instrument	201900006637

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Plainfield Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$114,247 Land $24,081 Building $90,166	$342,741 Land $72,243 Building $270,498
2024	$8,507.00
2022		$89,981 Land $18,966 Building $71,015	$269,943 Land $56,898 Building $213,045

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12840 Blue Spruce Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12840 Blue Spruce Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINFIELD serves 50,000 people · EPA ID IL1970800
Water Source	Purchased surface water from IL AMERICAN-WEST SUBURBAN
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40

May also be available: T-Mobile, Verizon.

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