12840 Amber Hill Ln, Poway, CA 92064 Property Records

San Diego County property record for 12840 Amber Hill Ln, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,661 sqft · built 1977
Lot Size	0.202 acres (8,800 sqft)
Owner	2 Individual Names on File
Last Sale	$114,000 (Oct 1986)
Tax Bill	$2,613 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`317-720-16-00`

Property Details

APN / Parcel Number

Primary APN	`317-720-16-00`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Building Area	1,661 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	8,800 sqft (0.202 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	12840 AMBER HILL LN
City	POWAY
State	CA
Zip	92064-3702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Description	LOT 270 TR 007066
Legal Subdivision	GOLDEN CITY
Legal Tract	007066
Legal Block	3
Legal Lot Number	270
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	17041

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12840 AMBER HILL LN, POWAY, CA 92064-3702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jul 14, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 14, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL LN
Feb 28, 2020	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 28, 1986 · Amount on Record
Deed Sale	Oct 28, 1986 · Amount on Record
Deed Document Number	1986486679
Last Transfer Date	Jul 2, 2020
Transfer Doc	0000376448
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12840 AMBER HILL LN, POWAY, CA 92064-3702
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12840 AMBER HILL LN, POWAY, CA 92064-3702

Mortgage

Document Number	0000585102
Date	Sep 30, 2020
Instrument	2020-0585102

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 14, 2020
Property Address	12840 AMBER HILL LN, POWAY, CA 92064-3702
Document Number	0000376448
Instrument Date	Jul 2, 2020
Instrument	376448
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12840 AMBER HILL LN POWAY CA 920643702, POWAY, CA 92064-3702

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 14, 2020
Property Address	12840 AMBER HILL LN, POWAY, CA 92064-3702
Document Number	0000376449
Instrument Date	Jul 2, 2020
Instrument	376449
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12840 AMBER HILL LN POWAY CA 920643702, POWAY, CA 92064-3702

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12840 AMBER HILL LN, POWAY, CA 92064-3702
Document Number	0000340889
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	12840 AMBER HILL LN POWAY CA 920643702, POWAY, CA 92064-3702

Mortgage

Document Number	0000340889
Date	Jun 29, 2020
Instrument	340889

Lender

Name	COMMERCIAL LN
Type	Funding / Finance Company
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 28, 2020
Property Address	12840 AMBER HILL LN, POWAY, CA 92064-3702
Document Number	0000105697
Instrument Date	Feb 26, 2020
Instrument	105697
Transaction Type	Transfer
Record Updated	Mar 9, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12840 AMBER HILL LN POWAY CA 920643702, POWAY, CA 92064-3702

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$226,968 (+2%) Land $79,425 Building $147,543
2025	$2,613.00 (+4.81%)	$222,518 (+4.04%) Land $77,868 Building $144,650
2023	$2,493.00 (+1.67%)	$213,880 Land $74,846 Building $139,034
2022	$2,452.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile USA.

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