Chisago County property record for 12840 288th St, Lindstrom, MN 55045 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2010 |
| Square Footage | 1,720 sqft Living Area |
| Lot Size | 39,204 sqft (0.9 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $430,000 (2025) |
| Tax Bill | $3,942.00 (2026) |
| Primary APN | 02-01210-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,720 sqft Living Area |
| Gross Area | 2,698 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 39,204 sqft (0.9 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 768 sqft Garage |
| Deck Area | 718 sqft Deck |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 3972225 |
|---|---|
| Street Address | 12840 288TH ST |
| City | LINDSTROM |
| State | MN |
| Zip | 55045-9430 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME G O A ESTATES LOT 001 BLOCK 001 SUBDIVISIONCD 02160 |
| Legal Range | 020 |
| Legal Township | 033 |
| Legal Section | 09 |
| Legal Subdivision | G O A ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | CHISAGO MN |
| Minor Civil Division | CHISAGO LAKE |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 110503 |
Source: Chisago County records · APN 02-01210-00
Assessment roll updated November 11, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12840 288TH ST, LINDSTROM, MN 55045-9430 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenants In Common |
| Date | Document |
|---|---|
| Dec 31, 2025 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Feb 16, 2018 | Deed of Trust, Mortgage LAKE AREA MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 04, 2025 · Amount on Record |
| Deed Sale | Sep 04, 2025 · Amount on Record |
| Prior Sale | Jun 24, 2003 · Amount on Record |
| Deed Doc Number | 2025686648 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHISAGO MN |
| Property Address | 12840 288TH ST, LINDSTROM, MN 55045-9430 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO |
| Name | Verified Name |
|---|---|
| Address | 12840 288TH ST, LINDSTROM, MN 55045-9430 |
| Document Number | 000A689645 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | A-689645 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 13, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHISAGO MN |
| Property Address | 12840 288TH ST, LINDSTROM, MN 55045-9430 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000A606810 |
|---|---|
| Date | Feb 16, 2018 |
| Instrument | A-606810 |
| Name | LAKE AREA MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 359 Months |
| Due | Jan 01, 2048 |
Source: Chisago County records · Assessment roll updated November 11, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chisago County |
| County Subdivision | Chisago Lake Township |
| Unified School District | Chisago Lakes School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,942.00 (+0.97%) | ||
| 2025 | $3,904.00 (-4.45%) Homeowner's exemption | ||
| 2024 | $381,100 (-10.92%) | $392,300 (-8.3%) | |
| 2023 | $4,086.00 (+1.29%) Homeowner's exemption | $427,800 (+4.65%) Land $85,500 Building $342,300 | $427,800 (+4.55%) Land $85,500 Building $342,300 |
| 2022 | $4,034.00 (+1%) Homeowner's exemption | $408,800 (+24.41%) | $409,200 (+21.93%) Land $85,500 Building $323,700 |
| 2021 | $3,994.00 | $328,600 | $335,600 Land $68,400 Building $267,200 |
Source: FEMA National Flood Hazard Layer, Chisago County (27025C), updated April 17, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 16% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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