1284 White Oak Cir, Melbourne, FL 32934 Property Records

Brevard County property record for 1284 White Oak Cir, Melbourne, FL 32934

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,465 sqft · built 2002
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Aug 2023)
Tax Bill	$4,805 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-36-23-02-*-95`

Property Details

APN / Parcel Number

Primary APN	`27-36-23-02-*-95`
Alternative APNs	`27-36-23-02-00000.0-0095.00` `2736267`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,465 sqft Living Area
Gross Area	1,881 sqft
1st Floor Area	1,465 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Width	58 ft Width
Garage Type	Attached
Garage Area	395 sqft
Porch	Finished/Open Porch
Porch Area	21 sqft
Patio Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2736267
Street Address	1284 WHITE OAK CIR
City	MELBOURNE
State	FL
Zip	32934-7288
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	MAGNOLIA LAKES PHASE 1 LOT 95
Legal Range	36E
Legal Township	27S
Legal Section	23
Legal Subdivision	MAGNOLIA LAKES PHASE 1
Legal Phase	1
Legal Lot Number	95
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2008
Census Tract	64130

Owner

1284 White Oak Cir is owned by two individuals who bought it in August 2023.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3960 POSTRIDGE TRL, MELBOURNE, FL 32934-8439
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2023 · Amount on File
Deed Sale	Aug 15, 2023 · Amount on File
Prior Sale	Apr 23, 2002 · Amount on File
Deed Document Number	2023173437
Deed Book / Page	9863 / 634
Prior Transfer Date	Jan 13, 2014
Prior Transfer Doc	0070501658
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 15, 2023
Property Address	1284 WHITE OAK CIR, MELBOURNE, FL 32934-7288
Document Number	0098630634
Book / Page	9863 / 634
Map Reference	MB 43 PG 60&61
Instrument Date	Aug 12, 2023
Instrument	2023173437
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	ON POINT TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1316 W 30TH ST, PANAMA CITY, FL 32405-2704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1284 WHITE OAK CIR, MELBOURNE, FL 32934-7288

Mortgage

Document Number	0009863636
Date	Aug 15, 2023
Instrument	9863/636

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1284 White Oak Cir was $4,805, up 2.2% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,320 (-4.87%)	$252,320 (-4.87%)
2025	$4,805.00 (+2.21%)	$265,240	$265,240
2024	$4,701.00 (+4,173.64%)
2023	$110.00 (+3.77%) Disabled Person's exemption Veteran's exemption	$99,130 (+2.99%)	$263,580 (+7.03%) Land $65,000 Building $198,580
2022	$106.00 Disabled Person's exemption Veteran's exemption	$96,250	$246,260 Land $60,000 Building $186,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1284 White Oak Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 73 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	73 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1284 White Oak Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20