1284 S Deer Trl, Fredericktown, MO 63645 Property Records

Madison County property record for 1284 S Deer Trl, Fredericktown, MO 63645

Property Summary

Property Type	Single Family Home
Details	3 bd · 832 sqft · built 1972
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$150,706 (Sep 2026)
Tax Bill	$982 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2016 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`02-4.0-19-001-001-005.000`

Property Details

APN / Parcel Number

Primary APN	`02-4.0-19-001-001-005.000`
Alternative APN	`104`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	832 sqft Living Area
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	14,810 sqft (0.34 acres)
Deck Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1284 S DEER TRL
City	FREDERICKTOWN
State	MO
Zip	63645-7839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L46;PTL47 DEER RUN ESTATES
Legal Range	07
Legal Township	34
Legal Section	19
Legal Subdivision	DEER RUN ESTATES
Jurisdiction	MADISON MO
Township / Civil Division	MINE LA MOTTE
Census Block Group	3
Census Block	3016
Census Tract	960300

Owner

Source: Madison County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1284 S DEER TRL, FREDERICKTOWN, MO 63645-7839
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Widow or Widower

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Quit Claim Deed, Transfer · VA Mortgage WINTRUST MORTGAGE
Jul 12, 2016	Deed of Trust, Mortgage · Conventional Mortgage OZARKS FSLA
Aug 13, 2013	Deed of Trust, Mortgage · Conventional Mortgage OZARKS FSLA
Mar 12, 2025	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 21, 2023	Foreclosure
Jun 18, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC
Mar 28, 2008	Warranty Deed, Transfer · Conventional Mortgage NEW ERA BANK
Jun 16, 2005	Warranty Deed, Transfer · Conventional Mortgage OZARKS FEDERAL SAVINGS AND LOAN ASSN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2026 · Amount on File
Deed Sale	Sep 25, 2026 · Amount on File
Prior Sale	Mar 12, 2025 · Amount on File
Deed Document Number	20261602
Deed Book / Page	592 / 223
Prior Transfer Date	Sep 18, 2026
Prior Transfer Doc	0000001602
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON MO
Recording Date	Sep 25, 2026
Property Address	1284 S DEER TRL, FREDERICKTOWN, MO 63645-7839
Document Number	0000001602
Book / Page	592 / 223
Instrument Date	Sep 18, 2026
Instrument	20261602
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1284 S DEER TRL, FREDERICKTOWN, MO 63645-7839

Mortgage

Document Number	0000001603,
Date	Sep 25, 2026
Book Page	592/226
Instrument	20261603

Lender

Name	WINTRUST MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	1284 S DEER TRL, FREDERICKTOWN, MO 63645-7839
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00475/0791
Date	Jul 12, 2016
Book Page	475/0791

Lender

Name	OZARKS FSLA
Type	Bank
Address	FARMINGTON, MO 63640

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2046

August 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	1284 S DEER TRL, FREDERICKTOWN, MO 63645-7839
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00448/0361
Date	Aug 13, 2013
Book Page	448/0361
Instrument	813201312002

Lender

Name	OZARKS FSLA
Address	FARMINGTON, MO 63640

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	3.75%

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MO
Recording Date	Mar 12, 2025
Property Address	1284 S DEER TRL, FREDERICKTOWN, MO 63645-7839
Document Number	000573/521
Book / Page	573 / 521
Instrument Date	Mar 4, 2025
Instrument	2025000339
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1284 S DEER TRL, FREDERICKTOWN, MO 63645-7839

Mortgage

Document Number	000573/523
Date	Mar 12, 2025
Book Page	573/523

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

February 2023: Foreclosure

Document Type	Foreclosure
Jurisdiction	MADISON MO
Recording Date	Feb 21, 2023
Property Address	1284 S DEER TRL, FREDERICKTOWN, MO 63645-7839
Document Number	0000551/52
Book / Page	551 / 52
Instrument Date	Jan 11, 2023
Instrument	2023000223
Transaction Type	Foreclosure
Record Updated	Mar 11, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 WOODWARD AVE, DETROIT, MI 48226-3408

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MO
Recording Date	Jun 18, 2019
Property Address	1284 S DEER TRL, FREDERICKTOWN, MO 63645-7839
Document Number	000506/172
Book / Page	506 / 172
Instrument Date	Jun 14, 2019
Instrument	2017004852
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1284 S DEER TRL, FREDERICKTOWN, MO 63645-7839
Investor	Possibly a Property Investor

Mortgage

Document Number	000506/176
Date	Jun 18, 2019
Book Page	506/176
Instrument	2017004854

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

March 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MO
Recording Date	Mar 28, 2008
Property Address	1284 S DEER TRL, FREDERICKTOWN, MO 63645-7839
Document Number	00395/0982
Book / Page	395 / 0982
Map Reference	MB4 PG19
Instrument Date	Mar 26, 2008
Instrument	0667
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1228 MADISON 415, FREDERICKTOWN, MO 63645-8168

Mortgage

Document Number	00395/0984
Date	Mar 28, 2008
Book Page	395/0984
Instrument	0668

Lender

Name	NEW ERA BANK
Type	Bank
Address	FREDERICKTOWN, MO 63645

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MO
Recording Date	Jun 16, 2005
Property Address	1284 S DEER TRL, FREDERICKTOWN, MO 63645-7839
Document Number	00352/0251
Book / Page	352 / 0251
Map Reference	MB4 PG19
Instrument Date	Jun 2, 2005
Instrument	1585
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1503 CHARMAINE DR, BONNE TERRE, MO 63628-9361

Mortgage

Document Number	00352/0253
Date	Jun 16, 2005
Book Page	352/0253
Instrument	1586

Lender

Name	OZARKS FEDERAL SAVINGS AND LOAN ASSN
Type	Non-Lending Institution
Address	FARMINGTON, MO 63640

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2020

Tax Assessment & Valuation

Source: Madison County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Madison County
Unified School District	Fredericktown R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$982.00 (-0.1%)	$17,200 (-)	$90,540 (-) Land $8,020 Building $82,520
2023	$983.00 (+7.67%)	$17,200 (+8.79%)	$90,540 (+8.81%) Land $8,020 Building $82,520
2022	$913.00	$15,810
2021			$83,210 Land $8,020 Building $75,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON COUNTY PWSD 1 NORTH AND SOUTH serves 1,705 people · EPA ID MO4024368
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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