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1284 Old Charlotte Rd, White Bluff, TN 37187 Property Records

Dickson County property record for 1284 Old Charlotte Rd, White Bluff, TN 37187

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,264 sqft · built 2005
Lot Size0.53 acres (23,087 sqft)
Owner2 Individual Names on File
Deeds & MortgagesDec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN022081 05201

Property Details

APN / Parcel Number

Primary APN022081 05201
Alternative APN
  • 081 05201

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,264 sqft Living Area
1st Floor Area1,264 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area23,087 sqft (0.53 acres)
Lot Dimensions177 ft deep x 115 ft wide
TerrainRolling
DrivewayDriveway
Driveway Area1 sqft

Exterior Amenities

PorchPatio
Porch Area205 sqft
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address1284 OLD CHARLOTTE RD
CityWHITE BLUFF
StateTN
Zip37187-9005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 12, COUNTY AREA: H02
Legal SubdivisionCLAUDE L FAUGHT
JurisdictionDICKSON TN
Township / Civil Division5
Census Block Group1
Census Block1044
Census Tract60300

Owner

1284 Old Charlotte Rd is owned and occupied by two individuals who acquired it in December 2021.

Source: Dickson County records, as of January 21, 2026

Owner of Record2 Individual Names on File
Mailing Address1284 OLD CHARLOTTE RD, WHITE BLUFF, TN 37187-9005
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2021
Deed SaleDec 22, 2021
Prior SaleAug 18, 2014 · Amount on File
Deed Document Number2021336558
Deed Book / Page1531 / 570
Prior Transfer DateMar 27, 2020
Prior Transfer Doc00V1436735
Record UpdatedSep 20, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDICKSON TN
Recording DateDec 22, 2021
Property Address1284 OLD CHARLOTTE RD, WHITE BLUFF, TN 37187-9005
Document Number00V1531570
Book / PageV1531 / 570
Map ReferenceMB 1 PG 95
Instrument DateDec 17, 2021
Instrument336558
Transaction TypeTransfer
Record UpdatedJan 6, 2022
Title CompanyTITLE GROUP OF TENNESSEE, TITLE GROUP OF TENNESSEE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$999.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1284 OLD CHARLOTTE RD, WHITE BLUFF, TN 37187-9005

Mortgage

Document Number0000336559
DateDec 22, 2021
Instrument336559
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Dickson County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyDickson County
MunicipalityWhite Bluff Town
Unified School DistrictDickson County School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$53,525 Land $5,750 Building $47,775
2024$214,100 Land $23,000 Building $191,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1284 Old Charlotte Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1998–2010)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1284 Old Charlotte Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATER AUTH OF DICKSON COUNTY
serves 68,675 people · EPA ID TN0000191
Water SourceSurface water
Last State InspectionOct 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ignite Broadband
Fiber		2,500 / 2,500
Xfinity
Cable		2,000 / 250
AT&T
DSL		100 / 20

May also be available: Verizon.

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