1284 Nick Watts Rd, Lugoff, SC 29078 Property Records

Kershaw County property record for 1284 Nick Watts Rd, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	4,901 sqft
Lot Size	8.46 acres (368,518 sqft)
Owner	Individual Name on File
Tax Bill	$1,626 (2025)
Deeds & Mortgages	May 2023 Transfer Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`267-00-00-178`

Property Details

APN / Parcel Number

Primary APN	`267-00-00-178`
Alternative APNs	`0267 00 00 1780` `7803`

Interior

Stories	1 Story
Building Area	4,901 sqft Gross Area
Basement Area	1,184 sqft
Unfinished Basement	1,184 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Lot Area	368,518 sqft (8.46 acres)
Garage Type	Attached
Garage Area	785 sqft
Porch	Porch
Porch Area	600 sqft

Location & Zoning

Account Number	7803
Street Address	1284 NICK WATTS RD
City	LUGOFF
State	SC
Zip	29078-9752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD2
Legal Description	TRACTS B & G ON PLAT
Legal Subdivision	PLAT PREPARED FOR MARIE H STOKES
Legal Tract	B,G
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1003
Census Tract	970401

Owner

1284 Nick Watts Rd is owned and occupied by an individual who acquired it in December 2004.

Source: Kershaw County records, as of November 11, 2025

Owner of Record	Individual Name on File
Mailing Address	1284 NICK WATTS RD, LUGOFF, SC 29078-9752
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Quit Claim Deed, Transfer Quitclaim
Jan 12, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Dec 13, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Dec 27, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
May 1, 2017	Grant Deed, Transfer · VA Mortgage GEORGE MASON MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2004
Deed Sale	Dec 22, 2004
Deed Book / Page	1685 / 309
Record Updated	Oct 29, 2026

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERSHAW SC
Recording Date	May 15, 2023
Property Address	1284 NICK WATTS RD, LUGOFF, SC 29078-9752
Document Number	202300004057
Book / Page	4944 / 108
Map Reference	MB B-116 PG 4
Instrument Date	May 10, 2023
Instrument	202300004057
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1284 NICK WATTS RD, LUGOFF, SC 29078-9752

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	1284 NICK WATTS RD, LUGOFF, SC 29078-9752
Document Number	0000000650
Instrument Date	Jan 12, 2021
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1284 NICK WATTS RD LUGOFF SC 290789752, LUGOFF, SC 29078-9752

Mortgage

Document Number	0000000650
Date	Jan 20, 2021
Book Page	004390/000001
Instrument	650

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 19, 2046

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	1284 NICK WATTS RD, LUGOFF, SC 29078-9752
Document Number	0000010414
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1284 NICK WATTS RD LUGOFF SC 290789752, LUGOFF, SC 29078-9752

Mortgage

Document Number	0000010414
Date	Dec 30, 2019
Book Page	004146/000118
Instrument	10414

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Dec 29, 2047

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	1284 NICK WATTS RD, LUGOFF, SC 29078-9752
Document Number	0000000208
Book / Page	003802 / 000173
Instrument Date	Dec 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 24, 2018
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1284 NICK WATTS RD LUGOFF SC 290789752, LUGOFF, SC 29078-9752

Mortgage

Document Number	0000000208
Date	Jan 10, 2018
Book Page	003802/000173
Instrument	208

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2048

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	May 1, 2017
Property Address	1284 NICK WATTS RD, LUGOFF, SC 29078-9752
Document Number	0000003487
Book / Page	003686 / 000146
Instrument Date	Apr 26, 2017
Instrument	3487
Transaction Type	Transfer
Record Updated	Jun 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,091.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1284 NICK WATTS RD LUGOFF SC 290789752, LUGOFF, SC 29078-9752

Mortgage

Document Number	3488
Date	May 1, 2017
Book Page	003686/000149
Instrument	3488

Lender

Name	GEORGE MASON MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1284 Nick Watts Rd was $1,626.

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,626.00	$264,100 Land $8,500 Building $255,600	$311,590
2023	$38.00 (-97.61%)	$265,600 (-1.34%) Land $8,500 Building $257,100	$313,090 (-1.14%)
2022	$1,587.00	$269,200 Land $8,500 Building $260,700	$316,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1284 Nick Watts Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1989–2020)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Mar 2020 · other causes
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1284 Nick Watts Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 54% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000

May also be available: TruVista Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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