1284 Encina Dr, Millbrae, CA 94030 Property Records

San Mateo County property record for 1284 Encina Dr, Millbrae, CA 94030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,170 sqft · built 1961
Lot Size	0.218 acres (9,479 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,638,000 (Dec 2023)
Tax Bill	$31,883 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`024-234-150`

Property Details

APN / Parcel Number

Primary APN	`024-234-150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,170 sqft Living Area
Gross Area	2,750 sqft
1st Floor Area	1,850 sqft
Basement Area	900 sqft
Finished Basement	320 sqft
Unfinished Basement	580 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	9,479 sqft (0.218 acres)
Lot Dimensions	112 ft deep x 74 ft wide
Garage Type	Basement
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1284 ENCINA DR
City	MILLBRAE
State	CA
Zip	94030-2921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 15 BLOCK 30 MILLS ESTATE NO 20 RSM 51/48 50 CITY OF MILLBRAE
Legal Subdivision	MILLS ESTATE NO 20
Legal Block	30
Legal Lot Number	15
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	1
Census Block	1016
Census Tract	604900

Owner

Source: San Mateo County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1210 TOYON DR, MILLBRAE, CA 94030-2945
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2023 · Amount on Record
Deed Sale	Dec 15, 2023 · Amount on Record
Deed Document Number	202366463
Prior Transfer Date	Dec 8, 2023
Prior Transfer Doc	0000066462
Record Updated	Sep 20, 2026

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Dec 15, 2023
Property Address	1284 ENCINA DR, MILLBRAE, CA 94030-2921
Document Number	0000066463
Map Reference	MB 51 PG 48-50
Instrument Date	Dec 5, 2023
Instrument	2023-066463
Transaction Type	Transfer
Record Updated	Jan 16, 2024
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,901.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1210 TOYON DR, MILLBRAE, CA 94030-2945

Mortgage

Document Number	0000066464
Date	Dec 15, 2023
Instrument	2023-066464

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Type Change Date	Jan 1, 2034
Change Frequency	Annually
Min Rate At Change	5.62%
Max Rate At Change	9.62%
Index	1-Year T-Bill
Max Rate	13.6%

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Millbrae City
Elementary School District	Millbrae Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,744,575 (+2%) Land $2,080,800 Building $663,775
2025	$31,883.00 (+168.4%)	$2,690,760 (+205.02%) Land $2,040,000 Building $650,760
2023	$11,879.00 (+20.53%) Homeowner's exemption	$882,172 Land $441,086 Building $441,086	$2,312,370
2022	$9,856.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1978–1986)
Most Recent Claim	Feb 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILLBRAE serves 22,795 people · EPA ID CA4110018
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20