St. Charles County property record for 1284 Edinburgh Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,192 sqft · built 1986 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Aug 2022) |
| Tax Bill | $4,231 (2025) |
| Deeds & Mortgages | Aug 2022 Transfer Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A850002003 |
| Primary APN | A850002003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,192 sqft Living Area |
| Gross Area | 3,766 sqft |
| 1st Floor Area | 2,256 sqft |
| Basement Area | 1,154 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 412 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A850002003 |
|---|---|
| Street Address | 1284 EDINBURGH DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-3181 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | SETON HILL #2 LOT 55 |
| Legal Subdivision | SETON HILL #2 |
| Legal Lot Number | 55 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 310903 |
1284 Edinburgh Dr is owned and occupied by two individuals who bought it in August 2022.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1284 EDINBURGH DR, SAINT CHARLES, MO 63303-3181 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2022 | Affidavit of Death of Joint Tenant, Transfer SELECT TITLE GROUP |
| Aug 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2022 · Amount on File |
| Deed Sale | Aug 10, 2022 · Amount on File |
| Deed Document Number | 202244341 |
| Prior Transfer Date | Aug 9, 2022 |
| Prior Transfer Doc | 0000044338 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 10, 2022 |
| Property Address | 1284 EDINBURGH DR, SAINT CHARLES, MO 63303-3181 |
| Document Number | 0000044338 |
| Map Reference | MB 23 PG 163 |
| Instrument Date | Aug 5, 2022 |
| Instrument | 2022R-044338 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | SELECT TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 10, 2022 |
| Property Address | 1284 EDINBURGH DR, SAINT CHARLES, MO 63303-3181 |
| Document Number | 0000044341 |
| Map Reference | MB 23 PG 163 |
| Instrument Date | Aug 5, 2022 |
| Instrument | 2022R-044341 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | SELECT TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1284 EDINBURGH DR, SAINT CHARLES, MO 63303-3181 |
| Name | Verified Name |
|---|---|
| Address | 1284 EDINBURGH DR, SAINT CHARLES, MO 63303-3181 |
| Document Number | 0000044342 |
|---|---|
| Date | Aug 10, 2022 |
| Instrument | 2022R-044342 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
The 2025 property tax bill for 1284 Edinburgh Dr was $4,231.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,643 (-) | $356,018 (-) Land $65,000 Building $291,018 | |
| 2025 | $4,231.00 | $67,643 | $356,018 Land $65,000 Building $291,018 |
| 2023 | $64,804 | ||
| 2022 | $341,074 Land $50,000 Building $291,074 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1284 Edinburgh Dr in Zone X, an area of minimal flood risk, though there have been 75 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 75 (1979–2020) |
| Claims Outside the SFHA | 1 of 75 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1284 Edinburgh Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: i3 Broadband.
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