1284 E Hwy 2792, Pine Knot, KY 42635 Property Records

McCreary County property record for 1284 E Hwy 2792, Pine Knot, KY 42635

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,400 sqft
Lot Size	2.32 acres (101,495 sqft)
Owner	Individual Name on Record
Last Sale	$229,000 (Sep 2021)
Tax Bill	$1,446 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`157-00-00-007.00`

Property Details

APN / Parcel Number

Primary APN	`157-00-00-007.00`
Alternative APN	`21266`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Building Area	2,400 sqft Living Area
Basement Area	2,400 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	101,495 sqft (2.32 acres)
Terrain	Rolling
Garage Area	2,700 sqft
Parking Spaces	9 Parking Spaces
Porch	Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Water Source	Commercial

Location & Zoning

Street Address	1284 E HIGHWAY 2792
City	PINE KNOT
State	KY
Zip	42635-9101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.33 AC & HSE
Jurisdiction	MCCREARY KY
Township / Civil Division	PINE KNOT
Census Block Group	1
Census Block	1000
Census Tract	960402

Owner

Source: McCreary County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1284 E HIGHWAY 2792, PINE KNOT, KY 42635-9101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK GRANT PARK
Sep 24, 2021	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 5, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2021 · Amount on Record
Deed Sale	Sep 24, 2021 · Amount on Record
Prior Sale	Jun 5, 2019 · Amount on Record
Deed Document Number	135140
Deed Book / Page	D227 / 274
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCREARY KY
Property Address	1284 E HIGHWAY 2792, PINE KNOT, KY 42635-9101
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00M224/582
Date	Apr 13, 2020
Book Page	M224/582
Instrument	130563

Lender

Name	FIRST NATIONAL BANK GRANT PARK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 6, 2045

Interest

Rate Type	Fixed Rate

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MCCREARY KY
Recording Date	Sep 24, 2021
Property Address	1284 E HIGHWAY 2792, PINE KNOT, KY 42635-9101
Document Number	00D227/274
Book / Page	D227 / 274
Map Reference	DB 219 PG 456
Instrument Date	Sep 15, 2021
Instrument	135140
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	A PLUS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1284 E HIGHWAY 2792, PINE KNOT, KY 42635-9101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 MEMORIAL CIR, WHITLEY CITY, KY 42653-6045

Mortgage

Document Number	0000135141
Date	Sep 24, 2021
Instrument	135141

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCREARY KY
Recording Date	Jun 5, 2019
Property Address	1284 E HIGHWAY 2792, PINE KNOT, KY 42635-9101
Document Number	00D219/456
Book / Page	D219 / 456
Map Reference	DB 197 PG 328
Instrument Date	May 30, 2019
Instrument	127990
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Tax	$125.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 741, PINE KNOT, KY 42635-0741

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1284 E HIGHWAY 2792, PINE KNOT, KY 42635-9101
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: McCreary County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	McCreary County
Unified School District	McCreary County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,446.00 (-22.59%)	$229,000 (-)	$229,000 (-)
2023	$1,868.00	$229,000	$229,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 84% of Kentucky
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Highland Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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