1284 Cottagemill Dr, Manchester (Ballwin), MO 63021 Property Records

St. Louis County property record for 1284 Cottagemill Dr, Manchester, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,976 sqft · built 1972
Lot Size	0.27 acres (11,779 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Jul 2016)
Tax Bill	$4,531 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24Q-24-0989`

Property Details

APN / Parcel Number

Primary APN	`24Q-24-0989`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,976 sqft Living Area
Gross Area	2,396 sqft
1st Floor Area	858 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	11,779 sqft (0.27 acres)
Lot Dimensions	116 ft deep x 58 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	80 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1284 COTTAGEMILL DR
City	MANCHESTER
State	MO
Zip	63021-6839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	94R-4
Legal Description	CHADWICK ESTATES PLAT 17 LOT 514
Legal Subdivision	CHADWICK ESTATES PLAT 17
Legal Lot Number	514
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	3
Census Block	3018
Census Tract	217941

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2249 INDIANA AVE, SAINT LOUIS, MO 63104-2736
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2016 · Amount on Record
Deed Sale	Jul 11, 2016 · Amount on Record
Prior Sale	Jul 11, 2000 · Amount on Record
Deed Document Number	2016537
Deed Book / Page	22094 / 2786
Prior Transfer Date	Nov 2, 2010
Prior Transfer Doc	0192160010
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1284 COTTAGEMILL DR, MANCHESTER, MO 63021-6839
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	ALLIANCE TITLE GROUP INC, ALLIANCE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1284 COTTAGEMILL DR, MANCHESTER, MO 63021-6839

Mortgage

Document Number	0253063975
Date	Jan 4, 2022
Book Page	25306/3975
Instrument	2022010400539

Lender

Name	BANK OF SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Manchester City
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,940 (-) Land $30,120 Building $39,820	$368,100 (-) Land $158,500 Building $209,600
2025	$4,531.00 (+6.46%)	$69,940 (+12.5%) Land $30,120 Building $39,820	$368,100 (+12.5%) Land $158,500 Building $209,600
2024	$4,256.00 (-0.84%)
2023	$4,292.00 (+8.63%)	$62,170 (+16.77%) Land $22,590 Building $39,580	$327,200 (+16.77%) Land $118,900 Building $208,300
2022	$3,951.00	$53,240 Land $22,590 Building $30,650
2021			$280,200 Land $118,900 Building $161,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20