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12839 Summit Trl, Belton, TX 76513 Property Records

Bell County property record for 12839 Summit Trl, Belton, TX 76513

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,876 sqft · built 1997
Lot Size0.325 acres (14,192 sqft)
OwnerIndividual Name on Record
Tax Bill$1,804 (2023)
Deeds & MortgagesMay 2020 Mortgage
Jun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN0434202150

Property Details

APN / Parcel Number

Primary APN0434202150
Alternative APNs
  • 846058
  • 11867

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,876 sqft Living Area
Gross Area1,877 sqft
1st Floor Area1,876 sqft
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area14,192 sqft (0.325 acres)
Lot Dimensions171 ft deep x 83 ft wide
Garage Area518 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area153 sqft

Location & Zoning

Account Number846058
Street Address12839 SUMMIT TRL
CityBELTON
StateTX
Zip76513-6261
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOODLAND TRAILS II, BLOCK 004, LOT 0011
Legal SubdivisionWOODLAND TRAILS II
Legal Block4
Legal Lot Number11
JurisdictionBELL TX
Township / Civil DivisionNORTHWEST BELL
Census Block Group1
Census Block1017
Census Tract20201

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address12839 SUMMIT TRL, BELTON, TX 76513-6261
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
BBVA USA
Jun 29, 2018Vendor's Lien, Transfer · Conventional Mortgage
EXTRACO BANKS NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2018
Deed SaleJun 29, 2018
Prior SaleNov 24, 1997
Deed Document Number201800027046
Record UpdatedJun 7, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address12839 SUMMIT TRL, BELTON, TX 76513-6261
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyMONTEITH ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024465
DateMay 22, 2020
Instrument2020-00024465
Lender
NameBBVA USA
TypeBank
AddressBIRMINGHAM, AL 35296
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

June 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateJun 29, 2018
Property Address12839 SUMMIT TRL, BELTON, TX 76513-6261
Document Number0000027046
Map ReferenceCAB A SL38-B
Instrument DateJun 29, 2018
Instrument2018-00027046
Transaction TypeTransfer
Record UpdatedSep 30, 2021
Title CompanyMONTEITH ABSTRCT & TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address12839 SUMMIT TRL, BELTON, TX 76513-6261

Mortgage

Document Number0000027047
DateJun 29, 2018
Instrument2018-00027047
Lender
NameEXTRACO BANKS NA
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,804.00 (-44.97%) Homeowner's exemption Disabled Person's exemption$319,653 Land $19,870 Building $299,783$319,653 Land $19,870 Building $299,783
2022$3,278.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TEMPLE
serves 94,935 people · EPA ID TX0140005
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2019
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Nextlink.

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