12839 Mill Rd, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 12839 Mill Rd, Fredericksburg, VA 22407

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,336 sqft · built 1990
Lot Size	2.26 acres (98,446 sqft)
Owner	Individual Name on File
Last Sale	$515,000 (Feb 2022)
Tax Bill	$3,789 (2026)
Deeds & Mortgages	Feb 2023 Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12D-1-20`

Property Details

APN / Parcel Number

Primary APN	`12D-1-20`
Alternative APN	`012D 1-20`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,336 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	98,446 sqft (2.26 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	290 sqft
Patio Area	290 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	12839 MILL RD
City	FREDERICKSBURG
State	VA
Zip	22407-2221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU - RURAL
Legal Description	TURKEY RUN ESTATES LOT 20 SEC 1
Legal Subdivision	TURKEY RUN ESTATES
Legal Lot Number	20
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	COURTLAND
Census Block Group	3
Census Block	3005
Census Tract	20106

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Fredericksburg and Spotsylvania County Battlefields Memorial National Military Park listed 2019 · 24 contributing resources · NRIS 66000046

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

12839 Mill Rd is owned and occupied by an individual who bought it in February 2022.

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	12839 MILL RD, FREDERICKSBURG, VA 22407-2221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage HOME LOAN INVESTMENT BANK FSB
Feb 1, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2022 · Amount on File
Deed Sale	Feb 1, 2022 · Amount on File
Prior Sale	Apr 20, 2021 · Amount on File
Deed Document Number	20222251
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	12839 MILL RD, FREDERICKSBURG, VA 22407-2221
Transaction Type	Mortgage
Record Updated	Feb 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230001727
Date	Feb 9, 2023
Instrument	230001727

Lender

Name	HOME LOAN INVESTMENT BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	238 Months
Due	Dec 12, 2042

Interest

Rate Type	Fixed Rate

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Feb 1, 2022
Property Address	12839 MILL RD, FREDERICKSBURG, VA 22407-2221
Document Number	0220002251
Instrument Date	Jan 27, 2022
Instrument	220002251
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	LAKESIDE TITLE AND ESCROW LLC, LAKESIDE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12839 MILL RD, FREDERICKSBURG, VA 22407-2221

Mortgage

Document Number	0220002252
Date	Feb 1, 2022
Instrument	220002252

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 12839 Mill Rd was $3,789, up 16.4% from the year before.

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,789.00 (+16.37%)	$514,000 (+15.9%) Land $175,200 Building $338,800
2025	$3,256.00	$443,500 Land $141,400 Building $302,100	$514,000 (+15.9%) Land $175,200 Building $338,800
2024			$443,500 (+48.23%) Land $141,400 Building $302,100
2023	$2,308.00	$299,200 Land $107,600 Building $191,600	$299,200 Land $107,600 Building $191,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12839 Mill Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2019–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12839 Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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