12838 S Normal Ave, Chicago, IL 60628 Property Records

Cook County property record for 12838 S Normal Ave, Chicago, IL 60628

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 952 sqft · built 1950
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Mar 2026)
Tax Bill	$1,064 (2023)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-33-115-069`

Property Details

APN / Parcel Number

Primary APN	`25-33-115-069`
Alternative APN	`25-33-115-069-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	952 sqft Living Area
1st Floor Area	952 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1952
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	12838 S NORMAL AVE
City	CHICAGO
State	IL
Zip	60628-7437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Range	14E
Legal Township	37N
Legal Section	33
Legal Subdivision	NEW ROSELAND
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3032
Census Tract	530503

Owner

12838 S Normal Ave is owned and occupied by an individual who bought it in March 2026.

Source: Cook County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	12838 S NORMAL AVE, CHICAGO, IL 60628-7437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage ABERNATHY MORTGAGE SERVICES
Mar 9, 2026	Administrator's Deed, Transfer · Commercial Mortgage VELOCITY COMMERCIAL CAPITAL LLC
Mar 9, 2026	Affidavit of Death of Joint Tenant, Transfer
Feb 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK/CTRL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2026 · Amount on File
Deed Sale	Mar 9, 2026 · Amount on File
Deed Document Number	202621204
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Jul 30, 2026
Property Address	12838 S NORMAL AVE, CHICAGO, IL 60628-7437
Document Number	0000025074
Instrument Date	Jun 2, 2026
Instrument	202625074
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000025074,
Date	Jul 30, 2026
Instrument	202625074

Lender

Name	ABERNATHY MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.37%
Max Rate	-1%

March 2026: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	COOK IL
Recording Date	Mar 9, 2026
Property Address	12838 S NORMAL AVE, CHICAGO, IL 60628-7437
Document Number	0006821204
Instrument Date	Feb 25, 2026
Instrument	2606821204
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	929 W 128TH PL, CHICAGO, IL 60628

Mortgage

Document Number	0006821205
Date	Mar 9, 2026
Instrument	2606821205

Lender

Name	VELOCITY COMMERCIAL CAPITAL LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate	8.86%

March 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	COOK IL
Recording Date	Mar 9, 2026
Property Address	12838 S NORMAL AVE, CHICAGO, IL 60628-7437
Document Number	0006821202
Instrument Date	Apr 4, 2025
Instrument	2606821202
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1112 OAK LN, MARYVILLE, IL 62062-5803

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	12838 S NORMAL AVE, CHICAGO, IL 60628-7437
Document Number	1806601155
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Mar 15, 2018
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12838 S NORMAL AVE CHICAGO IL 606287437, CHICAGO, IL 60628-7437

Mortgage

Document Number	1806601155
Date	Mar 7, 2018
Instrument	6601155

Lender

Name	FIFTH THIRD BK/CTRL
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 6, 2028

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$12,000 Land $3,000 Building $9,000	$120,000 Land $30,000 Building $90,000
2023	$1,064.00
2022	Homeowner's exemption Senior Citizen's exemption	$11,000 (-) Land $2,500 Building $8,500	$110,000 (-) Land $25,000 Building $85,000
2021	Homeowner's exemption Senior Citizen's exemption	$11,000 Land $2,500 Building $8,500	$110,000 Land $25,000 Building $85,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12838 S Normal Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12838 S Normal Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on S Normal Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures