12837 E 37th Ln, Spokane Valley, WA 99206 Property Records

Spokane County property record for 12837 E 37th Ln, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,034 sqft · built 2003
Lot Size	0.187 acres (8,130 sqft)
Owner	Individual Name on File
Tax Bill	$5,719 (2026)
Deeds & Mortgages	Oct 2023 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45342.2115`

Property Details

APN / Parcel Number

Primary APN	`45342.2115`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,034 sqft Living Area
Gross Area	3,012 sqft
1st Floor Area	1,326 sqft
Basement Area	560 sqft
Finished Basement	400 sqft
Unfinished Basement	160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,130 sqft (0.187 acres)
Garage Type	Attached
Garage Area	818 sqft
Parking Spaces	3 Parking Spaces
Deck Area	150 sqft
Patio Area	248 sqft
Canopy	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12837 E 37TH LN
City	SPOKANE VALLEY
State	WA
Zip	99206-8411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	PINE ROCK RIDGE 1ST ADD, PUD & PLAT: LOT 15 BLK 1
Legal Range	44E
Legal Township	25N
Legal Section	34
Legal Subdivision	PINE ROCK RIDGE 1ST ADD
Legal Block	1
Legal Lot Number	15
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	4
Census Block	4004
Census Tract	12402

Owner

12837 E 37th Ln is owned and occupied by an individual who acquired it in August 2019.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	12837 E 37TH LN, SPOKANE VALLEY, WA 99206-8411
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Deed of Trust, Mortgage · Line of Credit HORIZON CU
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Aug 8, 2019	Warranty Deed, Transfer INLAND PROF TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2019
Deed Sale	Aug 8, 2019
Prior Sale	Aug 8, 2019 · Amount on File
Deed Document Number	20196830258
Prior Transfer Date	Aug 5, 2019
Prior Transfer Doc	0006830258
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12837 E 37TH LN, SPOKANE VALLEY, WA 99206-8411
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007311960
Date	Oct 5, 2023
Instrument	7311960

Lender

Name	HORIZON CU
Type	Credit Union
Address	SPOKANE, WA 99215

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 4, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12837 E 37TH LN, SPOKANE VALLEY, WA 99206-8411
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007073010
Date	May 11, 2021
Instrument	7073010

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 8, 2019
Property Address	12837 E 37TH LN, SPOKANE VALLEY, WA 99206-8411
Document Number	0006830257
Instrument Date	Aug 5, 2019
Instrument	6830257
Transaction Type	Transfer
Record Updated	Aug 22, 2019
Title Company	INLAND PROF TITLE LLC

Transaction

Amount	Amount on Record
Tax	$6,055.22
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12837 E 37TH LN SPOKANE VALLEY WA 992068411, SPOKANE VALLEY, WA 99206-8411

Tax Assessment & Valuation

The 2026 property tax bill for 12837 E 37th Ln was $5,719, down 3.5% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,719.00 (-3.54%)	$528,600 Land $120,000 Building $408,600	$528,600 Land $120,000 Building $408,600
2025	$5,929.00
2024		$520,600 (+38.57%) Land $100,000 Building $420,600	$520,600 (+38.57%) Land $100,000 Building $420,600
2023	$5,303.00 (+13.7%)	$375,700 Land $70,000 Building $305,700	$375,700 Land $70,000 Building $305,700
2022	$4,664.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12837 E 37th Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12837 E 37th Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 71% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODEL IRRIGATION DIST #18 serves 7,903 people · EPA ID WA5355550
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Verizon.

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