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12836 Francine Ct, Poway, CA 92064 Property Records

San Diego County property record for 12836 Francine Ct, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,140 sqft · built 1969
Lot Size0.289 acres (12,600 sqft)
Owner2 Company Names on Record
Last Sale$1,315,000 (Oct 2023)
Tax Bill$15,155 (2025)
Deeds & MortgagesJun 2026 Mortgage
Oct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN316-091-16-00

Property Details

APN / Parcel Number

Primary APN316-091-16-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,140 sqft Living Area

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Lot Area12,600 sqft (0.289 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address12836 FRANCINE CT
CityPOWAY
StateCA
Zip92064-4109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-7
Legal DescriptionLOT 35 TR 004406
Legal SubdivisionPOWAY PORTALS
Legal Tract004406
Legal Block2
Legal Lot Number35
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2000
Census Tract17050

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address12836 FRANCINE CT, POWAY, CA 92064-4109
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 25, 2023Grant Deed, Transfer · Commercial Mortgage
PLATINUM PROPERTIES & FINANCE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 25, 2023 · Amount on Record
Deed SaleOct 25, 2023 · Amount on Record
Deed Document Number2023293103
Last Transfer DateNov 29, 2023
Transfer Doc0000335398
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateJun 3, 2026
Property Address12836 FRANCINE CT, POWAY, CA 92064-4109
Document Number0000159136
Instrument DateMay 29, 2026
Instrument2026159136
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address12836 FRANCINE CT, POWAY, CA 92064-4109

Mortgage

Document Number0000159136,
DateJun 3, 2026
Instrument2026159136
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

October 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 25, 2023
Property Address12836 FRANCINE CT, POWAY, CA 92064-4109
Document Number0000293103
Map ReferenceMAP 4406
Instrument DateOct 24, 2023
Instrument2023-0293103
Transaction TypeTransfer
Record UpdatedNov 6, 2023
Title CompanySTEWART TITLE, STEWART TITLE OF CALIFORNIA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address12836 FRANCINE CT, POWAY, CA 92064-4109

Mortgage

Document Number0000293104
DateOct 25, 2023
Instrument2023-0293104
Lender
NamePLATINUM PROPERTIES & FINANCE LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,368,126 (+2%) Land $1,003,986 Building $364,140
2025$15,155.00 (+674.8%) Homeowner's exemption$1,341,300 (+675.61%) Land $984,300 Building $357,000
2023$1,956.00 (+1.72%) Homeowner's exemption$172,935 Land $29,501 Building $143,434
2022$1,923.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 73% of California
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF POWAY
serves 49,888 people · EPA ID CA3710015
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Spectrum.

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