12836 Cragside Ln, Windermere, FL 34786 Property Records

Orange County property record for 12836 Cragside Ln, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,094 sqft · built 2005
Lot Size	0.138 acres (5,998 sqft)
Owner	Company Name on File
Last Sale	$243,700 (Oct 2018)
Tax Bill	$7,874 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Oct 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`24-23-27-5428-03-940`

Property Details

APN / Parcel Number

Primary APN	`24-23-27-5428-03-940`
Alternative APNs	`272324542803940` `146425` `147596` `149715`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,094 sqft Living Area
Gross Area	2,754 sqft
1st Floor Area	2,094 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,998 sqft (0.138 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12836 CRAGSIDE LN
City	WINDERMERE
State	FL
Zip	34786-6646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	LAKES OF WINDERMERE PHASE 2A 60/63 LOT 394
Legal Range	27E
Legal Township	23S
Legal Section	24
Legal Subdivision	LAKES OF WINDERMERE PH 2A
Legal Phase	2A
Legal Tract	5428
Legal Block	3
Legal Lot Number	394
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1007
Census Tract	17112

Owner

12836 Cragside Ln is owned by a company that bought it in October 2018.

Source: Orange County records, as of April 30, 2026

Owner of Record	Company Name on File
Mailing Address	12744 TOPSFIELD DR, ORLANDO, FL 32837-7451
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed of Trust, Mortgage · Line of Credit JAGRUTI PATEL
Oct 18, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2018 · Amount on File
Deed Sale	Oct 18, 2018 · Amount on File
Prior Sale	Oct 19, 2005 · Amount on File
Deed Document Number	2018613628
Prior Transfer Date	Oct 16, 2018
Prior Transfer Doc	0000613628
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12836 CRAGSIDE LN, WINDERMERE, FL 34786-6646
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12744 TOPSFIELD DR, ORLANDO, FL 32837-7451

Mortgage

Document Number	0000637757
Date	Nov 4, 2025
Instrument	20250637757

Lender

Name	JAGRUTI PATEL
Type	Private Party
Address	12744 TOPSFIELD DR, ORLANDO, FL 32837

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 18, 2018
Property Address	12836 CRAGSIDE LN, WINDERMERE, FL 34786-6646
Document Number	0000613628
Instrument Date	Oct 4, 2018
Instrument	613628
Transaction Type	Foreclosure
Record Updated	Nov 1, 2018

Transaction

Amount	Amount on Record
Tax	$1,705.90
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12744 TOPSFIELD DR ORLANDO FL 328377451, ORLANDO, FL 32837-7451

Tax Assessment & Valuation

The 2025 property tax bill for 12836 Cragside Ln was $7,874, up 7.6% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$439,170 (+6.1%) Land $125,000 Building $314,170	$439,170 (-7.49%) Land $125,000 Building $314,170
2025	$7,874.00 (+7.63%)	$413,937	$474,710 Land $125,000 Building $349,710
2024	$7,316.00 (+14.28%)
2023	$6,402.00 (+15.43%)	$418,316 (+24.24%) Land $110,000 Building $308,316	$418,316 (+24.24%) Land $110,000 Building $308,316
2022	$5,546.00	$336,705 Land $100,000 Building $236,705	$336,705 Land $100,000 Building $236,705

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12836 Cragside Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12836 Cragside Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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