Comanche County property record for 12831 Ridge Rd, Elgin, OK 73538
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,903 sqft · built 2023 |
| Lot Size | 0.499 acres (21,760 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $322,000 (May 2024) |
| Tax Bill | $3,849 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04N11W-34-1-94350-005-0010 |
| Primary APN | 04N11W-34-1-94350-005-0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,903 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 21,760 sqft (0.499 acres) |
| Garage Type | Attached |
| Garage Area | 861 sqft |
| Porch | Slab |
| Porch Area | 446 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 105246 |
|---|---|
| Street Address | 12831 RIDGE RD |
| City | ELGIN |
| State | OK |
| Zip | 73538-2175 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOUNTAIN VIEW VILLAS PT 2 BLOCK 5 LOT 10 |
| Legal Range | 11W |
| Legal Township | 04N |
| Legal Section | 34 |
| Legal Subdivision | MOUNTAIN VIEW VILLAS PT. 2 |
| Legal Block | 5 |
| Legal Lot Number | 10 |
| Jurisdiction | COMANCHE OK |
| Township / Civil Division | NORTHWEST COMANCHE |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 2201 |
12831 Ridge Rd is owned and occupied by two individuals who bought it in May 2024.
Source: Comanche County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12831 RIDGE RD, ELGIN, OK 73538-2175 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2024 · Amount on File |
| Deed Sale | May 21, 2024 · Amount on File |
| Deed Document Number | 20247105 |
| Deed Book / Page | 9572 / 278 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 12831 Ridge Rd was $3,849.
Source: Comanche County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Comanche County |
| Unified School District | Elgin Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $37,336 (-1.88%) Land $10,125 Building $27,211 | $331,876 (-1.88%) Land $90,000 Building $241,876 | |
| 2025 | $3,849.00 (-0.03%) | $38,051 (+5.61%) Land $6,750 Building $31,301 | $338,232 (+5.61%) Land $60,000 Building $278,232 |
| 2024 | $3,850.00 (+384,9%) | $36,030 (+400,233.33%) Land $6,750 Building $29,280 | $320,264 (+381,166.67%) Land $60,000 Building $260,264 |
| 2023 | $1.00 | $9 Land $9 | $84 Land $84 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 12831 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2015–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12831 Ridge Rd is high, ranking above 85% of the US, with a 0.8% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 72% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CADDO CO RWD #3 serves 3,900 people · EPA ID OK2000816 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Southwest Oklahoma Telephone Company Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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