Montgomery County property record for 12831 Gorman Cir, Boyds, MD 20841
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 6,026 sqft · built 2007 |
| Lot Size | 0.141 acres (6,140 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $777,525 (Mar 2007) |
| Tax Bill | $9,898 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jan 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-03450423 |
| Primary APN | 02-03450423 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 6,026 sqft Living Area |
| Gross Area | 6,466 sqft |
| 1st Floor Area | 2,420 sqft |
| Basement Area | 1,400 sqft |
| Finished Basement | 1,400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,140 sqft (0.141 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 03450423 |
|---|---|
| Street Address | 12831 GORMAN CIR |
| City | BOYDS |
| State | MD |
| Zip | 20841-2021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | SUMMERFIELD CROSSING |
| Legal Subdivision | SUMMERFIELD CROSSING |
| Legal Block | C |
| Legal Lot Number | 17 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 700314 |
12831 Gorman Cir is owned and occupied by two individuals who bought it in March 2007.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12831 GORMAN CIR, BOYDS, MD 20841-2021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Jan 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 6, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 19, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2007 · Amount on File |
| Deed Sale | Mar 28, 2007 · Amount on File |
| Deed Document Number | 200773041 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jun 25, 2026 |
| Property Address | 12831 GORMAN CIR, BOYDS, MD 20841-2021 |
| Document Number | 7065000126 |
| Book / Page | 70652 / 126 |
| Instrument Date | Jun 16, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 12831 GORMAN CIR, BOYDS, MD 20841-2021 |
| Document Number | 7065000126, |
|---|---|
| Date | Jun 25, 2026 |
| Book Page | 70652/126 |
| Name | SPRING EQ LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12831 GORMAN CIR, BOYDS, MD 20841-2021 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0650100001 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 65010/1 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12831 GORMAN CIR, BOYDS, MD 20841-2021 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 12831 GORMAN CIR, BOYDS, MD 20841-2021 |
| Document Number | 0637390091 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 63739/91 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 340 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12831 GORMAN CIR, BOYDS, MD 20841-2021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Title Company | MILLENNIUM TTL & ABSTRACT CO |
| Name | Verified Name |
|---|
| Document Number | 0575230154 |
|---|---|
| Date | May 6, 2019 |
| Book Page | 57523/154 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12831 GORMAN CIR, BOYDS, MD 20841-2021 |
| Document Number | 0586880499 |
| Instrument Date | Nov 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2020 |
| Title Company | MILLENNIUM TITLE AND ABSTRACT COMPANY, MILLENNIUM TITLE & ABSTRACT CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12831 GORMAN CIR BOYDS MD 208412021, BOYDS, MD 20841-2021 |
| Document Number | 0586880499 |
|---|---|
| Date | Dec 13, 2019 |
| Book Page | 058688/000499 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 12, 2049 |
The 2025 property tax bill for 12831 Gorman Cir was $9,898.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $927,767 (+6.21%) | $982,000 (-) Land $148,100 Building $833,900 | |
| 2025 | $9,898.00 | $873,533 | $982,000 Land $148,100 Building $833,900 |
| 2023 | $768,000 | $819,300 Land $148,100 Building $671,200 | |
| 2022 | $7,624.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12831 Gorman Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12831 Gorman Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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