1283 Laurel Way, Miramar Beach, FL 32550 Property Records

Walton County property record for 1283 Laurel Way, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,163 sqft · built 2006
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on Record
Last Sale	$1,200,000 (Sep 2026)
Tax Bill	$7,743 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Feb 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-2S-21-42812-000-1283`

Property Details

APN / Parcel Number

Primary APN	`26-2S-21-42812-000-1283`
Alternative APNs	`26-221-42812-000-1283` `1053043`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,163 sqft Living Area
Gross Area	2,620 sqft
1st Floor Area	1,049 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Hardboard
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	69 ft deep x 32 ft wide
Porch	Slab
Porch Area	457 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1283 LAUREL WAY
City	MIRAMAR BEACH
State	FL
Zip	32550-1878
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 1283 LAUREL GROVE PH V PB 17-52 OR 2717-4831 OR 3162-1678 OR 3230-2145 OR 3337-2246
Legal Range	021
Legal Township	02S
Legal Section	26
Legal Subdivision	LAUREL GROVE PHASE V S/D
Legal Phase	5
Legal Block	12
Legal Lot Number	1283
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3012
Census Tract	950607

Owner

Source: Walton County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2598 YORK RD, NOLENSVILLE, TN 37135-9788
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Warranty Deed, Transfer · Conventional Mortgage PINNACLE BANK
Feb 1, 2022	Deed of Trust, Mortgage · Line of Credit SERVISFIRST BANK
Dec 20, 2021	Warranty Deed, Transfer CUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE CO
Oct 2, 2020	Warranty Deed, Transfer SETCO SERVICES LLC, SETCO SVCS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2026 · Amount on Record
Deed Sale	Sep 22, 2026 · Amount on Record
Prior Sale	Sep 30, 2024 · Amount on Record
Deed Document Number	202638952
Deed Book / Page	3413 / 2523
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 22, 2026
Property Address	1283 LAUREL WAY, MIRAMAR BEACH, FL 32550-1878
Document Number	0000038952
Book / Page	3413 / 2523
Instrument Date	Sep 18, 2026
Instrument	202638952
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	TITLE SERVICES, BEACH LAND AND TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$848,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	2598 YORK RD, NOLENSVILLE, TN 37135-9788

Mortgage

Document Number	0000038953,
Date	Sep 22, 2026
Instrument	202638953

Lender

Name	PINNACLE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	1283 LAUREL WAY, MIRAMAR BEACH, FL 32550-1878
Transaction Type	Mortgage
Record Updated	Feb 11, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3445 LAKESHORE DR, OPELIKA, AL 36804-7807

Mortgage

Document Number	0032363765
Date	Feb 1, 2022
Book Page	3236/3765
Instrument	20220004577

Lender

Name	SERVISFIRST BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 20, 2021
Property Address	1283 LAUREL WAY, MIRAMAR BEACH, FL 32550-1878
Document Number	0032302145
Book / Page	3230 / 2145
Map Reference	MB 17 PG 52-52A
Instrument Date	Dec 15, 2021
Instrument	20210062714
Transaction Type	Transfer
Record Updated	Jan 7, 2022
Title Company	CUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE CO

Transaction

Amount	Amount Recorded
Tax	$5,950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1309 TYLERTOWN RD, 1309, CLARKSVILLE, TN 37040-5607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3445 LAKESHORE DR, OPELIKA, AL 36804-7807

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 2, 2020
Property Address	1283 LAUREL WAY, MIRAMAR BEACH, FL 32550-1878
Document Number	0031621678
Book / Page	003162 / 001678
Instrument Date	Sep 14, 2020
Instrument	38786
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$4,410.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1309 TYLERTOWN RD CLARKSVILLE TN 370405607, CLARKSVILLE, TN 37040-5607

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,743.00 (-2.09%)	$857,027 (-2.01%) Land $108,692 Building $748,335	$857,027 (-2.01%) Land $108,692 Building $748,335
2024	$7,908.00 (-0.49%)
2023	$7,947.00 (+7.23%)	$874,635 (+9.36%) Land $108,692 Building $765,943	$874,635 (+9.36%) Land $108,692 Building $765,943
2022	$7,411.00	$799,740 Land $120,648 Building $679,092	$799,740 Land $120,648 Building $679,092

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Mediacom Xtream.

Nearby Properties on Laurel Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures