1283 Indian Trail Rd, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 1283 Indian Trail Rd, Cheboygan, MI 49721

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,152 sqft
Lot Size5.01 acres (218,236 sqft)
OwnerIndividual Name on Record
Last Sale$140,000 (Aug 2022)
Tax Bill$1,323 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Feb 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN091-023-401-001-05

Property Details

APN / Parcel Number

Primary APN091-023-401-001-05

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,152 sqft Living Area
1st Floor Area1,152 sqft

Exterior

Architectural StyleMobile Home
Lot Area218,236 sqft (5.01 acres)
Garage Area1,200 sqft

Location & Zoning

Street Address1283 INDIAN TRAIL RD
CityCHEBOYGAN
StateMI
Zip49721-9797
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM NE COR OF NW1/4 OF SE1/4, SEC 23, T37N,R2W; TH S 2D 45M 48S W ALG E LI OF NW1/4 OF SE1/4, 1317.45FT TO SE COR OF NW1/4 OF
Legal Range02W
Legal Township037
Legal Section23
JurisdictionCHEBOYGAN MI
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1020
Census Tract960500

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1283 INDIAN TRAIL RD, CHEBOYGAN, MI 49721-9797
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2022Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE
Feb 24, 2022Deed of Trust, Mortgage · Conventional Mortgage
CENTRAL SAVINGS BANK
May 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS NATIONAL BANK OF CHEBOYGAN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2022 · Amount on Record
Deed SaleAug 15, 2022 · Amount on Record
Deed Book / Page1490 / 808
Record UpdatedSep 20, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEBOYGAN MI
Recording DateAug 15, 2022
Property Address1283 INDIAN TRAIL RD, CHEBOYGAN, MI 49721-9797
Document Number001490/808
Book / Page1490 / 808
Instrument DateAug 5, 2022
Transaction TypeTransfer
Record UpdatedSep 2, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address222 LEONARD ST, BELDING, MI 48809-1234

Mortgage

Document Number0001490811
DateAug 15, 2022
Instrument1490/811
Lender
NameUNITED WHOLESALE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term353 Months
DueJan 1, 2052

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEBOYGAN MI
Property Address1283 INDIAN TRAIL RD, CHEBOYGAN, MI 49721-9797
Transaction TypeMortgage
Record UpdatedMar 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1283 INDIAN TRAIL RD, CHEBOYGAN, MI 49721-9797

Mortgage

Document Number0000001476/0000000086
DateFeb 24, 2022
Book Page0000001476/0000000086
Lender
NameCENTRAL SAVINGS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueJan 1, 2023

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEBOYGAN MI
Property Address1283 INDIAN TRAIL RD, CHEBOYGAN, MI 49721-9797
Transaction TypeMortgage
Record UpdatedJun 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1283 INDIAN TRAIL RD, CHEBOYGAN, MI 49721-9797

Mortgage

Document Number0000001450/0000000656
DateMay 26, 2021
Book Page0000001450/0000000656
Lender
NameCITIZENS NATIONAL BANK OF CHEBOYGAN
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 1, 2041

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCheboygan County
County SubdivisionInverness Township
Unified School DistrictCheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$59,800 (+104.1%)$119,600 (+104.1%)
2025$1,323.00 (+126.15%)
2023$29,300$58,600
2022$585.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2026)
Most Recent ClaimApr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Presque Isle Connect
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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